This home is in Jacksonville — a new construction home in Jacksonville.
Pending·108 days on market
1347 Hammock Dunes Drive
Jacksonville, FL 32221
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville
Welcome to the beautifully designed Berkeley plan, located in the desirable Panther Creek community in Jacksonville, FL. This thoughtfully crafted one-story home offers 3 bedrooms, 2 bathrooms, a study with glass door, a 2- car garage, and approximately 1578 square feet of well-designed living space. The open concept layout creates a seamless flow between the spacious great room, dining area, and modern kitchen. Perfect for both everyday living and entertaining. The kitchen features a large center island, ample cabinetry, and a walk-in pantry, providing both style and functionality. The private primary suite is tucked toward the rear of the home, offering a peaceful retreat with a generous walk-in closet and en-suite bath. Two secondary bedrooms and a full bath are positioned near the front of the home, ideal for guests. The study with glass door is ideally situated for a private home office or flex room.
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2026)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,753 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
Northeast-facing backyard — summer sunrises, all-day cool
The listing reports the home facing southwest, which puts the backyard on the northeast side. Today at this address: sunrise 7:27 AM, sunset 7:01 PM.
- The rear catches early summer sun (the sun rises almost straight into this exposure in June), then stays comfortable and shaded through the heat of the day.
- The coolest diagonal for a lanai; a pool here trades warmth for comfort.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
Last sold: $3,360,000 in April 2023(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $60,000 | $60,000 | — |
| 2024 | $56,000 | $56,000 | — |
| 2023 | $67,500 | $67,500 | — |
2025 property taxes (current owner): $1,022/yr
Estimated taxes if purchased at asking price: ~$6,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 11, 2026Pending$314,990
- Aug 31, 2026Price change$314,990−$15,000
- Jun 24, 2026Listed$329,990
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $198/sq ft; this home is listed at $200/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 11323 Tiburon Drive, Jacksonville, FL 32221Listed by DRB GROUP REALTY LLC | Aug 2026 | $316,000 | $201 | 4/2 | 1,574 | 44 | 0 |
| 1380 Panther Preserve Parkway, Jacksonville, FL 32221Listed by ROUND TABLE REALTY | Sep 2026 | $280,000 | $182 | 3/2 | 1,541 | 74 | 0.1 |
| 1134 Hammock Dunes Drive, Jacksonville, FL 32221Listed by DRB GROUP REALTY LLC | Sep 2026 | $339,990 | $173 | 4/2 | 1,970 | 86 | 0.1 |
| 1146 Hammock Dunes Drive, Jacksonville, FL 32221Listed by DRB GROUP REALTY LLC | Aug 2026 | $323,990 | $205 | 4/2 | 1,578 | 12 | 0.1 |
| 1341 Hammock Dunes Drive, Jacksonville, FL 32221Listed by DRB GROUP REALTY LLC | Aug 2026 | $350,990 | $179 | 4/2 | 1,960 | 90 | 0.1 |
| 1152 Hammock Dunes Drive, Jacksonville, FL 32221Listed by DRB GROUP REALTY LLC | Jun 2026 | $315,000 | $198 | 3/2 | 1,588 | 170 | 0.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: DRB GROUP REALTY LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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Text Krista about this home20+ years · 500+ closings · NE Florida
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines