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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a new construction home in Jacksonville.

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Active

Active·122 days on market

11315 Panther Lake Court

Jacksonville, FL 32221

$318,990$207/sqftEst. $1,767/moMLS# 2149984
Open house Sun, Oct 11 · 11:00 am–5:00 pm
3
Beds
2
Baths
1,541
Sq Ft
2026
Built
2
Garage
No
Pool
FEMA Zone XHOA $36/moSingle Family Residence1 storyNew construction

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About this home

Jacksonville

This home includes 3 bedroom, 2 bath and a 2 car garage. The spacious great room includes volume ceilings that leads to the covered patio with a wooded view. The kitchen boasts Woodmont® 42-in. upper cabinets, quartz countertops, island and Whirlpool® stainless steel appliances. The primary suite features a large walk-in closet and connecting bath that offers quartz countertops and a dual-sink vanity. Additional highlights include a dedicated laundry room, ENERGY STAR® certified lighting, Moen® faucets and Kohler® sinks. KB Home at Panther Creek community pool, pickleball courts, gym, clubhouse and more are now open with NO CDD FEES! Closing cost assistance available on this home.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,767
Property taxesest. at asking price, Duval County$521
HOAbilled annually$36
Estimated total, before insurance$2,324/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$318,990
$63,798
Loan Term
Monthly Payment
$1,767
Principal & Interest: $1,767
Property taxes (est.): $521
Insurance (est.): $213
Estimated Total Monthly
$2,500
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$60,000$60,000—
2024$56,000$56,000—
2023$67,500$67,500—

Estimated taxes if purchased at asking price: ~$6,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 28, 2026Price change$318,990+$2,000
  • Jun 11, 2026Listed$316,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $181/sq ft; this home is listed at $207/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
712 Panther Lake Parkway, Jacksonville, FL 32221Listed by ROUND TABLE REALTYJul 2026$335,000$1773/21,8912980.2
750 Panther Lake, Jacksonville, FL 32221Listed by ROUND TABLE REALTYMay 2026$335,990$1743/21,9333280.2
11325 Streamsong Drive, Jacksonville, FL 32221Listed by MARK SPAIN REAL ESTATEJul 2026$315,000$2103/21,50070.4
1305 Panther Lake Parkway, Jacksonville, FL 32221Listed by ROUND TABLE REALTYJun 2026$308,000$1543/22,0031080.5
1260 Royal Dornoch Drive, Jacksonville, FL 32221Listed by FLORIDA HOMES REALTY & MTG LLCJun 2026$350,000$1814/21,931780.6
47 Hutchinson Road, Jacksonville, FL 32220Listed by INI REALTYJul 2026$255,000$2103/21,2131490.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$318,990
Price / Sq Ft$207
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,541
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUnder Construction
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

School Information

ElementaryChaffee Trail
MiddleBaldwin
HighBaldwin

Community Information

Address11315 Panther Lake Court, Jacksonville, FL 32221
Area065-Panther Creek/Adams Lake/Duval County-SW
SubdivisionPanther Creek
CityJacksonville
CountyDuval
StateFL
Zip Code32221
Parcel Number0018607610

Amenities

AmenitiesBasketball Court, Clubhouse, Dog Park, Fitness Center, Jogging Path, Park, Pickleball, Playground
UtilitiesCable Available, Electricity Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAttached
ViewTrees/Woods

Interior

Interior FeaturesKitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Vinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
Spa FeaturesCommunity

Exterior

RoofShingle
ConstructionFiber Cement, Stone Veneer
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedJune 11, 2026
Days on Market123
HOA Fees$435 / Annually
HOA FrequencyAnnually
Tax Year2026
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: ROUND TABLE REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

Open Houses

10/11/2026

11:00 am - 5:00 pm