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Active

Active·15 days on market

164 Springwood Drive

Palm Coast, FL 32137

$414,900$214/sqftEst. $2,208/moMLS# 2151928
4
Beds
3
Baths
1,941
Sq Ft
2026
Built
3
Garage
No
Pool

About this home

Palm Coast

The Emerson is a thoughtfully designed, single story layout with 1,941 square feet, 4 bedrooms, 3 bathrooms, and a 3 car garage, making it an ideal home for modern living. The exterior features charming curb appeal with clean architectural lines, decorative shutters (per elevation), and welcoming front entry options across multiple elevations to suit a variety of styles. Inside, the floor plan is designed for both comfort and functionality, providing an open concept living space that seamlessly connects the kitchen, dining, and living areas, perfect for everyday living and entertaining. The 9-foot ceilings throughout and the large windows help the home shine with ample natural light. The kitchen is centrally located, offering plenty of counter space and storage while overlooking the main living area, creating a natural gathering space for family and guests. The private main suite is tucked away for added tranquility and includes a spacious bedroom and en suite bath.

Cost to own

Mortgage calculator

$414,900
$82,980
Loan Term
Monthly Payment
$2,208
Principal & Interest: $2,208
Est. Taxes & Insurance: $552
Estimated Total Monthly
$2,760
*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,208
HOAbilled annually$21
Estimated total, before insurance$2,229/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Jun 23, 2026Listed$414,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$414,900
Price / Sq Ft$214
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage1,941
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUnder Construction
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontYes
New ConstructionYes
Direction FacesSouth

School Information

ElementaryBelle Terre
MiddleIndian Trails
HighMatanzas

Community Information

Address164 Springwood Drive, Palm Coast, FL 32137
Area602-Flagler County-NW
SubdivisionSawmill Branch
CityPalm Coast
CountyFlagler
StateFL
Zip Code32137
Parcel Number2110305416000004410

Amenities

AmenitiesPool, Children's Pool, Clubhouse, Dog Park, Fitness Center, Playground
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
Green / EnergyWindows
ParkingAttached, Garage
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Smart Home, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Microwave
HeatingCentral
CoolingCentral Air
FlooringCarpet, Vinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Patio / PorchCovered, Patio
RoofShingle
ConstructionOther, Fiber Cement, Frame
Road SurfaceAsphalt

Additional Information

Date ListedJune 23, 2026
Days on Market0
HOA Fees$249 / Annually
HOA FrequencyAnnually
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: D R HORTON REALTY INC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Contact KristaText Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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