This home is in Ponte Vedra Beach.

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129 Old Ponte Vedra Drive

Ponte Vedra Beach, FL 32082

$2,940,000$571/sqftEst. $14,944/moMLS# 2151815

Beds

Baths

5,146

Sq Ft

2004

Built

Garage

Pool

About this home

Ponte Vedra Beach

Coastal Luxury overlooking the Guana Preserve, this 5 Bedroom, 4.5 bath, concrete block home enjoys private beach access, pool, clubhouse, tennis and pickleball courts. The home has a gourmet kitchen with ample cabinetry & high-end finishes, a wine cellar, with marsh and river views from the breakfast area & open great room. Additional features on the first floor include a formal dining room and a private office complete with cabinetry by River City Cabinets, laundry room with desk, a primary bedroom w/ built in dresser and walk in closet. Outdoor entertaining spaces include a screened porch with attached outdoor patio with grill on the river side. Upstairs boasts a media room or 5th bedroom that opens onto the deck which looks on the marshes & river. Two ensuite bedrooms, butler's pantry, an additional suite with its own dedicated staircase, and two large hobby / storage rooms complete the second floor. The three car garage is attached. New HVAC 2026; roof replaced 2020.

Cost to own

Mortgage calculator

Home Price

$2,940,000

Down Payment: 20%

$588,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$14,944

Principal & Interest: $14,944

Est. Taxes & Insurance: $3,736

Estimated Total Monthly

$18,680

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.55% · 30yr$14,944

Property taxesest. at asking price, St. Johns County$3,912

HOAbilled quarterly$217

Estimated total, before insurance$19,072/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$1,379,834	$807,612	—
2024	$1,364,042	$784,144	—
2023	$1,114,211	$759,849	—
2022	$1,041,212	$736,261	—
2021	$779,132	$713,360	—
2020	$768,347	$702,821	—

2025 property taxes (current owner): $11,572/yr

Estimated taxes if purchased at asking price: ~$46,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — 2020 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer records conflict — verify

The MLS lists “Public Sewer, Septic Tank”, while Florida DOH records suggest central sewer. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer. Municipal drinking water from St Johns County Utilities - water accounts per the county inventory.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,734 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 19, 2026Active$2,940,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$2,940,000

Price / Sq Ft$571

Bedrooms4

Bathrooms5.50

Full Baths5

Half Baths1

Square Footage5,146

Acres0.59 acres

Year Built2004

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionUpdated/Remodeled

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontYes

Direction FacesEast

School Information

ElementaryOcean Palms

MiddleAlice B. Landrum

HighPonte Vedra

Community Information

Address129 Old Ponte Vedra Drive, Ponte Vedra Beach, FL 32082

Area261-Ponte Vedra Bch-S Of Corona-E Of A1E/Lake Pv

SubdivisionMarshside

CityPonte Vedra Beach

CountySt. Johns

StateFL

Zip Code32082

Lot Size25,700.4 sq ft

Parcel Number0673900080

ZoningResidential

Amenities

AmenitiesPool, Beach Access, Clubhouse, Management - Off Site, Pickleball, Spa/Hot Tub, Tennis Court(s)

UtilitiesCable Available, Cable Connected, Electricity Available, Electricity Connected, Sewer Connected, Water Available, Water Connected, Propane

SewerPublic Sewer, Septic Tank

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

ViewProtected Preserve, River

Waterfront TypeDeeded Beach Access, Marsh

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Walk-In Closet(s), Wine Cellar

AppliancesDishwasher, Disposal, Double Oven, Dryer, Electric Range, Electric Water Heater, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Water Heater, Gas Cooktop, Gas Water Heater, Ice Maker, Microwave, Refrigerator, Washer, Water Softener Owned

HeatingCentral, Electric

CoolingCentral Air, Multi Units, Separate Meters

FlooringCarpet, Tile, Wood

FireplaceYes

# of Fireplaces1

Fireplace FeaturesGas

# of Stories2

LevelsTwo

LaundryIn Garage, In Unit, Lower Level, Sink, Washer Hookup

SecurityCarbon Monoxide Detector(s), Smoke Detector(s)

Spa FeaturesCommunity