This home is in Neptune Beach — a home near Duncan U. Fletcher High School.
Sold·Closed Aug 25, 2026·39 days on market·Recent sales in Neptune Beach
317 Sunrise Circle
Neptune Beach, FL 32266
About this home
Neptune Beach
Living is wonderfully easy in the coastal townhome community of Summer Sands, located just one mile from the ocean in Neptune Beach. Nestled in a vibrant, multi-generational neighborhood that effortlessly blends a lively community spirit with a relaxed pace, this home allures you with a beautifully remodeled kitchen, a cozy wood-burning fireplace, and gleaming hardwood floors throughout. The smart, flexible layout features two large bedrooms with private ensuite baths, offering a highly versatile setup perfect for hosting family and long-term guests. For seamless indoor-outdoor enjoyment, French doors lead out to the cozy patio then continues to the backyard, a perfect space for entertaining friends. Excellent community amenities include a pool and a storage lot, but the true highlights are the short stroll to Brewhound dog park, Pickleball at Jarboe park, yoga studios, and local restaurants. This is an affordable coastal lifestyle you can live with--and truly love.
Next steps in Neptune Beach
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 1989)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer records conflict — verify
The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer.
Sources: MLS listing + Florida DOH Water Management Inventory (public record).
Solar potential: ~1,661 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
East-facing backyard — the morning-light lot
The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:25 AM, sunset 6:59 PM.
- The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
- A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
- The front of the home carries the hot western afternoon instead of your living space.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
Last sold: $450,000 in September 2022(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $387,478 | $336,756 | — |
| 2024 | $376,717 | $326,717 | — |
| 2023 | $367,397 | $317,397 | ▲ $2,476 |
| 2022 | $308,800 | $205,667 | — |
| 2021 | $248,221 | $198,221 | — |
| 2020 | $227,565 | $112,951 | — |
2025 property taxes (current owner): $6,163/yr
Estimated taxes if purchased at asking price: ~$8,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 25, 2026Closed$435,000
- Jul 29, 2026Active Under Contract$435,000
- Jul 16, 2026Price change$435,000−$5,000
- Jun 19, 2026Listed$440,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $356/sq ft; this home is listed at $312/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 310 Skate Road, Atlantic Beach, FL 32233Listed by NON MLS (realMLS) | Aug 2026 | $375,000 | $261 | 3/1.5 | 1,436 | 3 | 0.4 |
| 518 Rosebud Lane, Neptune Beach, FL 32266Listed by FLUID REALTY, LLC. | Aug 2026 | $619,750 | $356 | 3/2 | 1,743 | 7 | 0.4 |
| 43 Forrestal Circle N, Atlantic Beach, FL 32233Listed by SELLSTATE JAX REALTY | Aug 2026 | $350,000 | $258 | 2/1.5 | 1,355 | 123 | 0.5 |
| 410 Main Street, Atlantic Beach, FL 32233Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Aug 2026 | $371,500 | $332 | 3/2 | 1,119 | 4 | 0.6 |
| 785 Triton Road, Atlantic Beach, FL 32233Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Aug 2026 | $710,000 | $473 | 3/2 | 1,500 | 20 | 0.6 |
| 365 Sargo Road, Atlantic Beach, FL 32233Listed by COMPASS PROPERTY SERVICES INC | Aug 2026 | $505,000 | $367 | 3/2 | 1,377 | 173 | 0.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: COMPASS FLORIDA LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Aug 25, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
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