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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a gated community home in Jacksonville.

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Active

Active·74 days on market

8550 Touchton Road 625

Jacksonville, FL 32216

$123,000$134/sqftEst. $681/moMLS# 2150916
↓ $13,000 below original list
1
Beds
1
Baths
920
Sq Ft
2005
Built
—
Garage
No
Pool
FEMA Zone XHOA $500/moCondominium1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

NEW PRICE--NOW $123,000! An exceptional opportunity to own the beautifully updated, premier turnkey one-bedroom condo in the highly desirable Montreux community. Meticulously maintained and truly move-in ready, this home features luxury wood-look flooring throughout, premium quartz countertops in the kitchen, bathroom and dedicated workstation, stainless steel appliances, abundant storage and private in-unit laundry. Enjoy a lower monthly HOA than many larger Montreux floor plans while still having access to resort-style amenities including two pools, fitness center, basketball court, movie theater, clubhouse and more. Just steps from Publix, dining and shopping, and minutes from St. Johns Town Center, Downtown, UNF, JU and the beaches. Preferred lender offers 1% toward buyer closing costs, prepaids or rate buy-down, plus a free appraisal!

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$681
Property taxesest. at asking price, Duval County$201
HOAbilled monthly$500
Estimated total, before insurance$1,382/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,284/yr · $190/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$123,000
$24,600
Loan Term
Monthly Payment
$681
Principal & Interest: $681
Property taxes (est.): $201
Insurance (est.): $82
Estimated Total Monthly
$964
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,775 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$127,600$127,600▼ $36,300
2024$163,900$157,058—
2023$163,900$142,780—
2022$129,800$129,800—
2021$106,810$106,810▲ $9,710
2020$97,100$87,241—

2025 property taxes (current owner): $2,284/yr

Estimated taxes if purchased at asking price: ~$2,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 13, 2026Price change$123,000−$9,000
  • Jul 30, 2026Price change$132,000−$4,000
  • Jul 30, 2026Active$136,000
  • Jul 28, 2026Active Under Contract$136,000
  • Jun 26, 2026Listed$136,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $164/sq ft; this home is listed at $134/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
8550 Touchton Road 218, Jacksonville, FL 32216Listed by MORGAN PROPERTY MANAGEMENTSep 2026$125,142$1182/21,05970.1
8550 Touchton Road 1022, Jacksonville, FL 32216Listed by FLORIDA HOMES REALTY & MTG LLCAug 2026$174,000$1642/21,059460.1
8435 Thornbush Court, Jacksonville, FL 32216Listed by ROUND TABLE REALTYSep 2026$195,000$1652/2.51,184450.3
8416 Thornbush Court, Jacksonville, FL 32216Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJun 2026$209,500$1772/2.51,1842070.3
3532 Twisted Tree Lane, Jacksonville, FL 32216Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSJun 2026$180,000$1522/2.51,18490.4
8539 Gate Parkway W 633, Jacksonville, FL 32216Listed by MARK SPAIN REAL ESTATEOct 2026$130,000$1402/2927780.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$123,000
Price / Sq Ft$134
Bedrooms1
Bathrooms1.00
Full Baths1
Square Footage920
Year Built2005
TypeResidential
Sub-TypeCondominium
StatusActive
Has PoolNo
Is WaterfrontNo

Community Information

Address8550 Touchton Road 625, Jacksonville, FL 32216
Area022-Grove Park/Sans Souci
SubdivisionMontreux
CityJacksonville
CountyDuval
StateFL
Zip Code32216
Parcel Number1541665244
ZoningCondominium

Amenities

AmenitiesPool, Barbecue, Basketball Court, Car Wash Area, Clubhouse, Fitness Center, Jogging Path, Maintenance Grounds, Management - Full Time, Spa/Hot Tub, Tennis Court(s), Trash
Community FeaturesGated
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Parking Lot
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Primary Bathroom - Tub with Shower, Walk-In Closet(s)
AppliancesDryer, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringLaminate, Tile
# of Stories1
LevelsThree Or More
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecuritySecurity Gate

Exterior

RoofShingle
Road SurfaceAsphalt

Additional Information

Date ListedJuly 28, 2026
Days on Market95
HOA Fees$500.24 / Monthly
HOA FrequencyMonthly
HOA NameProperty Advisors Management
HOA Fee IncludesInsurance, Maintenance Grounds, Maintenance Structure, Pest Control, Security, Trash
Tax Amount$2,284.36
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS ST JOHNS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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