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This home is in Ponte Vedra — a waterfront home in Nocatee.

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Active

Active·45 days on market

63 Somerville Drive

Ponte Vedra, FL 32081

$849,900$311/sqftEst. $4,333/moMLS# 2150739

Beds

Baths

2,730

Sq Ft

2024

Built

2.5

Garage

Pool

About this home

Ponte Vedra

Perfectly positioned on a stunning waterfront lot in Seabrook Village at Nocatee, this 4-bedroom, 3.5-bath Riverside home delivers luxury finishes, thoughtful design and an unbeatable location all in one! Step through the upgraded glass front door to find gorgeous laminate flooring, custom trim work, elegant lighting and tons of natural light throughout. The gourmet kitchen is sure to impress, featuring a large quartz island, upgraded two-toned double-stacked cabinetry, beautiful tile backsplash, farmhouse sink and a walk-in pantry. The living room is the heart of the home, boasting a gas fireplace, soaring double-height ceilings, whole-home surround sound speakers, and serene backyard views-the ultimate space to relax or host. The first-floor primary suite is a true retreat, featuring a gorgeous tray ceiling, upgraded fan, his-and-hers custom walk-in closets, serene water views and a spa-like en-suite with a custom large walk-in shower and dual sink vanity. The dining area and

Cost to own

Mortgage calculator

Home Price

$849,900

Down Payment: 20%

$169,980

Interest Rate: 6.58%

Loan Term

Monthly Payment

$4,333

Principal & Interest: $4,333

Property taxes (est.): $1,131

Insurance (est.): $567

Estimated Total Monthly

$6,031

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$4,333

Property taxesest. at asking price, St. Johns County$1,131

HOAbilled monthly$70

Estimated total, before insurance$5,534/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $831,800 in March 2024(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$649,199	$449,107	—
2024	$140,000	$99,550	—
2023	$90,500	$90,500	—

Estimated taxes if purchased at asking price: ~$13,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jun 15, 2026Listed$849,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$849,900

Price / Sq Ft$311

Bedrooms4

Bathrooms3.50

Full Baths3

Half Baths1

Square Footage2,730

Acres0.15 acres

Year Built2024

TypeResidential

Sub-TypeSingle Family Residence

StatusActive

# of Garages2.5

Has PoolNo

Is WaterfrontYes

School Information

ElementarySabal Crest Academy

MiddleSabal Crest Academy

HighAllen D. Nease

Community Information

Address63 Somerville Drive, Ponte Vedra, FL 32081

Area272-Nocatee South

SubdivisionNocatee

CityPonte Vedra

CountySt. Johns

StateFL

Zip Code32081

Lot Size6,534 sq ft

Lot Dimensions50x130

Parcel Number0705013010

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Park, Pickleball, Playground, Tennis Court(s)

UtilitiesElectricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage

ViewWater

Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Entrance Foyer, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Gas Cooktop, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile, Vinyl

FireplaceYes

Fireplace FeaturesGas

# of Stories2

LaundryElectric Dryer Hookup, Gas Dryer Hookup

SecuritySmoke Detector(s)