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Sold

Sold·Closed Jul 29, 2026·13 days on market

914 Oakland Hills Avenue

Middleburg, FL 32068

$695,000sold priceListed at $695,000 · 100% of asking$211/sqftMLS# 2150238
4
Beds
3
Baths
3,290
Sq Ft
2022
Built
3
Garage
No
Pool
FEMA Zone XHOA $5/moSingle Family Residence1 story

About this home

Middleburg

Welcome to 914 Oakland Hills Avenue, where architectural grace meets modern sophistication. Nestled within the prestigious Eagle Landing Golf Community, this custom residence offers 4 bedrooms, 3 baths, and a 3 car garage across 3,290 sq ft of refined single story living. Every space is designed to inspire from the arched entries and 8 foot doors to the trey ceiling beams and curated accent walls that define its character. The heart of this home is its chef's kitchen that blends artistry and function: quartz countertops, custom hood, pot filler, wine fridge, double ovens, and gas cooktop framed by pendant lighting and a generous island perfect for gathering. The open layout flows effortlessly into the dining and family rooms, where natural light and soothing colors create an atmosphere of warmth and connection. The primary suite is a private sanctuary featuring a trey ceiling, accent wall, soaking tub and an oversized tiled walk in shower with rain head. A custom closet completes the

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,850
Property taxesest. at asking price, Clay County$1,065
HOAbilled annually$5
Estimated total, before insurance$4,919/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$695,000
$139,000
Loan Term
Monthly Payment
$3,850
Principal & Interest: $3,850
Property taxes (est.): $1,065
Insurance (est.): $463
Estimated Total Monthly
$5,378
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,779 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $666,600 in June 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$577,167$0—
2024$565,173$0—
2023$532,759$434,325—
2022$70,000$70,000—
2021$65,000$65,000—
2020$65,000$65,000—

Estimated taxes if purchased at asking price: ~$12,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 5, 2026Closed$695,000
  • Jun 12, 2026Listed$695,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $190/sq ft; this home is listed at $211/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1184 Autumn Pines Drive, Orange Park, FL 32065Listed by KELLER WILLIAMS ST JOHNSJul 2026$625,000$2205/42,837210.5
1452 Shadow Creek Drive, Orange Park, FL 32065Listed by MOMENTUM REALTYAug 2026$435,000$1703/2.52,561890.6
4588 Golf Brook Road, Orange Park, FL 32065Listed by EXP REALTY LLCOct 2026$375,300$1514/32,492930.8
1357 Eagle Crossing Drive, Orange Park, FL 32065Listed by KELLER WILLIAMS FIRST COAST REALTYJul 2026$585,000$1964/42,983130.8
2270 Club Lake Drive, Orange Park, FL 32065Listed by PURSUIT REAL ESTATE, LLCJul 2026$578,000$1464/3.53,971220.9
4616 Golf Brook Road, Orange Park, FL 32065Listed by ERA ONETEAM REALTYJul 2026$595,000$1904/3.53,127310.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$695,000
Price / Sq Ft$211
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage3,290
Year Built2022
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontNo

School Information

ElementaryDiscovery Oaks
MiddleOakleaf Jr High

Community Information

Address914 Oakland Hills Avenue, Middleburg, FL 32068
Area143-Foxmeadow Area
SubdivisionEagle Landing
CityMiddleburg
CountyClay
StateFL
Zip Code32068
Parcel Number18042500795306002

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Golf Course, Jogging Path, Park, Pickleball, Playground, Tennis Court(s)
Community FeaturesSidewalks, Street Lights, Curbs
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Smart Thermostat, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Double Oven, Gas Cooktop, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringTile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)
Spa FeaturesHeated, Above Ground

Exterior

Exterior FeaturesOther
Patio / PorchScreened
FencingFull, Vinyl
RoofShingle
ConstructionComposition Siding, Stone Veneer
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJune 12, 2026
Days on Market13
HOA Fees$55 / Annually
HOA FrequencyAnnually
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 29, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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