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Sold

Sold·Closed Aug 14, 2026·89 days on market

1452 Shadow Creek Drive

Orange Park, FL 32065

$435,000sold priceListed at $435,000 · 100% of asking$170/sqftMLS# 2138100
3
Beds
2.5
Baths
2,561
Sq Ft
2010
Built
2
Garage
No
Pool
FEMA Zone XHOA $5/mo7,405 sqft lotSingle Family Residence2 stories

About this home

Orange Park

VA assumable loan at 2.875% - your buying power goes further here. 1452 Shadow Creek sits on a quiet dead-end street in Eagle Landing, backing directly to the golf course. The fully fenced backyard opens to a screened, pavered lanai built for year-round use -- covered outdoor kitchen with built-in grill, ceiling fan, mounted TV, and a separate open patio with room to add a pool. Inside, the layout is thoughtful and the finishes are genuine. The kitchen was updated with quartz countertops, subway tile backsplash, white shaker cabinets, and gold hardware. The living area features a custom herringbone accent wall. A dedicated office with French doors sits off the entry. Upstairs, a spacious loft adds flexible living space, and the primary suite includes a tray ceiling with wood beam detail, shiplap accent wall, dual-sink vanity, garden tub, and separate shower. Additional updates: luxury vinyl flooring throughout

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,409
Property taxesest. at asking price, Clay County$667
HOAbilled annually$5
Estimated total, before insurance$3,081/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,453/yr · $288/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$435,000
$87,000
Loan Term
Monthly Payment
$2,409
Principal & Interest: $2,409
Property taxes (est.): $667
Insurance (est.): $290
Estimated Total Monthly
$3,366
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2010)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer (public record) · Public water · Clay County Utilities

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,722 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:27 AM, sunset 7:01 PM.

  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$422,379$0—
2024$416,250$0—
2023$419,277$0—
2022$377,655$0—
2021$295,035$160,191—
2020$270,887$143,649—

2025 property taxes (current owner): $3,453/yr

Estimated taxes if purchased at asking price: ~$8,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 17, 2026Closed$435,000
  • Aug 8, 2026Pending$435,000
  • Apr 2, 2026Listed$435,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $156/sq ft; this home is listed at $170/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
618 Briar View Drive, Orange Park, FL 32065Listed by WATSON REALTY CORPAug 2026$325,000$1753/21,852370.5
4588 Golf Brook Road, Orange Park, FL 32065Listed by EXP REALTY LLCOct 2026$375,300$1514/32,492931
584 Chestwood Chase Drive, Orange Park, FL 32065Listed by SOMEDAY HOMES REALTY, LLC.Sep 2026$415,000$1564/2.52,66001
656 Chestwood Chase Drive, Orange Park, FL 32065Listed by ALL REAL ESTATE OPTIONS INCAug 2026$364,900$1544/32,3771021
3971 White Pelican Way, Middleburg, FL 32068Listed by NAVY TO NAVY HOMES LLCSep 2026$330,000$1814/21,822941.4
4518 Plantation Oaks Boulevard, Orange Park, FL 32065Listed by MOMENTUM REALTYSep 2026$445,000$1554/2.52,868511.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$435,000
Price / Sq Ft$170
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,561
Acres0.17 acres
Year Built2010
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesWest

School Information

ElementaryDiscovery Oaks
MiddleOakleaf Jr High

Community Information

Address1452 Shadow Creek Drive, Orange Park, FL 32065
Area139-Oakleaf/Orange Park/NW Clay County
SubdivisionEagle Landing
CityOrange Park
CountyClay
StateFL
Zip Code32065
Lot Size7,405.2 sq ft
Parcel Number12042400554100390

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Golf Course, Park, Pickleball, Playground, Tennis Court(s)
Community FeaturesSidewalks, Suburban, Street Lights, Restaurant, Curbs
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewGolf Course

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Microwave, Plumbed For Ice Maker, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric, Zoned
FlooringLaminate, Tile
# of Stories2
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySecurity System Owned

Exterior

Lot DescriptionCleared, Dead End Street, On Golf Course, Sprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Screened
FencingFenced, Back Yard, Wrought Iron
RoofShingle
ConstructionComposition Siding
Other StructuresOutdoor Kitchen
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedApril 2, 2026
Days on Market89
HOA Fees$55 / Annually
HOA FrequencyAnnually
HOA NameFreedom Community Management
Tax Amount$3,452.79
Tax Year2025
Listing TermsAssumable, Cash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MOMENTUM REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 14, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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