This home is in WGV Heritage Landing, St. Augustine.

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Active

Active·48 days on market·WGV Heritage Landing

1433 Blue Spring Court

St. Augustine, FL 32092

$489,900$144/sqftEst. $2,498/moMLS# 2150075

Beds

Baths

3,410

Sq Ft

2006

Built

Garage

Pool

About this home

WGV Heritage Landing

If space is what you need, this is the home for you! Offering over 3,400 sq. ft., this spacious 5BR/3BA home is tucked away at the end of a quiet cul-de-sac in desirable Heritage Landing, located within top-rated St. Johns County schools. The flexible floor plan features formal living and dining rooms, a large family room with a gas fireplace, and an eat-in kitchen with center island, walk-in pantry, and abundant storage. A first-floor bedroom and full bath are ideal for guests, multi-generational living, or a home office. Upstairs you'll find a generous bonus room and an oversized owner's suite with a huge walk-in closet and beautifully updated bath showcasing decorative tile and glass mosaic accents. Relax on the screened lanai overlooking a fully fenced backyard with tranquil pond views. Additional upgrades include full-house solar panels and a whole-house water treatment system. Heritage Landing amenities include an Olympic-size pool with waterslide, fitness center, tennis and more

Cost to own

Mortgage calculator

Home Price

$489,900

Down Payment: 20%

$97,980

Interest Rate: 6.58%

Loan Term

Monthly Payment

$2,498

Principal & Interest: $2,498

Property taxes (est.): $652

Insurance (est.): $327

Estimated Total Monthly

$3,476

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$2,498

Property taxesest. at asking price, St. Johns County$652

HOAbilled monthly$135

Estimated total, before insurance$3,285/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,707/yr · $476/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$444,838	$210,254	—
2024	$454,744	$203,621	—
2023	$459,214	$196,234	—
2022	$433,853	$189,062	—
2021	$295,786	$182,099	—
2020	$274,995	$178,894	—

2025 property taxes (current owner): $5,707/yr

Estimated taxes if purchased at asking price: ~$7,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,775 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jun 11, 2026Listed$489,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$489,900

Price / Sq Ft$144

Bedrooms5

Bathrooms3.00

Full Baths3

Square Footage3,410

Acres0.16 acres

Year Built2006

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontYes

Community Information

Address1433 Blue Spring Court, St. Augustine, FL 32092

Area309-World Golf Village Area-West

SubdivisionWgv Heritage Landing

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Lot Size6,969.6 sq ft

Parcel Number2881081790

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Fitness Center, Jogging Path, Playground, RV/Boat Storage, Tennis Court(s)

UtilitiesElectricity Connected, Sewer Connected, Water Connected, Other

SewerPublic Sewer

Water SourcePublic

ParkingGarage

ViewPond

Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Oven, Microwave, Washer

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringCarpet, Tile

FireplaceYes

# of Fireplaces1

Fireplace FeaturesGas

# of Stories2

LevelsTwo

LaundryIn Unit

SecuritySmoke Detector(s)