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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

Active·124 days on market

14 Renshaw Drive

Palm Coast, FL 32164

$384,900$214/sqftEst. $2,132/moMLS# 2149441
↓ $14,900 below original list
4
Beds
2
Baths
1,800
Sq Ft
2026
Built
2
Garage
No
Pool
FEMA Zone XNo HOA10,019 sqft lotSingle Family Residence1 storyNew construction

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Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Palm Coast

Under Construction. ASK AGENT ABOUT THE EXCEPTIONAL INCENTIVES!! NO ORIGINATION FEES - NO APPLICATION FEES, With our approved lender & $31,000 UPGRADES INCLUDED!! $10,000 FLEX CASH!! Welcome to this brand-new construction home where every detail has been thoughtfully crafted to offer elegance, comfort, and a modern lifestyle. From the moment you arrive, you'll be impressed by the striking 8-foot designer front door, which sets the tone for a home filled with sophistication, Tile throughout. Natural light pours through the front windows, bringing warmth into the heart of the home. The indoor space blends seamlessly with the outdoors thanks to a large 8-foot sliding glass door that opens to the covered lanai--perfect for enjoying the weather year-round. Soaring 9'4'' ceilings enhance the feeling of spaciousness, while decorative finishes and Riverside-style doors add a refined touch. Designer lighting accentuates the open floor plan, creating a stylish and inviting atmosphere.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,132
Estimated total, before insurance$2,132/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$610/yr · $51/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$384,900
$76,980
Loan Term
Monthly Payment
$2,132
Principal & Interest: $2,132
Insurance (est.): $257
Estimated Total Monthly
$2,389
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,740 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $610/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 7, 2026Price change$384,900−$4,700
  • Sep 21, 2026Price change$389,600−$100
  • Aug 10, 2026Price change$389,700−$100
  • Jul 27, 2026Price change$389,800−$10,000
  • Jun 8, 2026Listed$399,800

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $182/sq ft; this home is listed at $214/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
33 Red Clover Lane, Palm Coast, FL 32164Listed by EAZ REALTY LLCJul 2026$330,000$1644/22,0081240.5
19 Rocking Horse Drive, Palm Coast, FL 32164Listed by REAL BROKER LLCJul 2026$410,000$2023/22,03450.6
9 Reid Place, Palm Coast, FL 32164Listed by REMAX SELECT PROFESSIONALSAug 2026$285,000$1974/21,444120.9
47 Riverview Drive, Palm Coast, FL 32164Listed by REAL BROKER LLCSep 2026$389,900$1824/22,14851
121 Whippoorwill Drive, Palm Coast, FL 32164Listed by BEYCOME OF FLORIDA LLCAug 2026$237,500$1594/21,497101.1
69 Ryberry Drive, Palm Coast, FL 32164Listed by D R HORTON REALTY INCSep 2026$310,000$1664/21,862331.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$384,900
Price / Sq Ft$214
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,800
Acres0.23 acres
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUnder Construction
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

Community Information

Address14 Renshaw Drive, Palm Coast, FL 32164
Area601-Flagler County-North Central
SubdivisionPalm Coast
CityPalm Coast
CountyFlagler
StateFL
Zip Code32164
Lot Size10,018.8 sq ft
Parcel Number0711317033003600040

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesCeiling Fan(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1
LevelsOne

Exterior

RoofShingle
ConstructionBlock
Road SurfacePaved

Additional Information

Date ListedJune 8, 2026
Days on Market121
Tax Amount$610.38
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: EAZ REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

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