Active·102 days on market
14 Powder Hill Lane
Palm Coast, FL 32164
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Want to walk through this home this week?
Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Palm Coast
Under Construction. Ask the agent about the exceptional incentives, including $10,000 FLEX CASH, $31,000 IN UPGRADES INCLUDED, and NO ORIGINATION OR APPLICATION FEES with the approved lender! Discover exceptional value in this beautifully designed new construction home, where thoughtful details, upgraded finishes, and modern functionality come together to create a home you'll be proud to call your own. From the moment you arrive, the impressive 8-foot designer front door sets the tone for the quality and style found throughout. Inside, an open and inviting floor plan features luxury floating LVP flooring, soaring 9'4'' ceilings, decorative finishes, Riverside-style doors, and designer lighting that add warmth and sophistication to the living spaces. The heart of the home is the beautifully appointed kitchen, designed with both style and everyday functionality in mind. Enjoy an oversized kitchen island with plenty of space for seating and entertaining, additional shaker-style cabinetry
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone HUR
Check floridadisaster.org/knowyourzone for what this designation means locally.
Roof: Shingle — year not disclosed (home built 2026)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · Palm Coast - building count > 0 within city limits · Public water (record)
County records show this parcel on central sewer served by Palm Coast - building count > 0 within city limits — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,638 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Oct 7, 2026Price change$387,400−$2,400
- Sep 21, 2026Price change$389,800−$100
- Aug 31, 2026Price change$389,900−$10,000
- Jun 30, 2026Listed$399,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $176/sq ft; this home is listed at $215/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 53 Ponce Preserve Drive, Palm Coast, FL 32164Listed by AXEN REALTY LLC | Sep 2026 | $365,438 | $176 | 4/3 | 2,077 | 90 | 0.4 |
| 49 Ponce Preserve Drive, Palm Coast, FL 32164Listed by AXEN REALTY LLC | Sep 2026 | $358,080 | $173 | 4/3 | 2,070 | 112 | 0.5 |
| 32 Portofino Lane, Palm Coast, FL 32164Listed by AXEN REALTY LLC | Sep 2026 | $360,997 | $174 | 4/3 | 2,077 | 100 | 0.5 |
| 37 Ponce Preserve Drive, Palm Coast, FL 32164Listed by AXEN REALTY LLC | Sep 2026 | $366,997 | $177 | 4/3 | 2,070 | 513 | 0.5 |
| 57 Ponce Preserve Drive, Palm Coast, FL 32164Listed by AXEN REALTY LLC | Aug 2026 | $366,000 | $176 | 4/3 | 2,077 | 85 | 0.5 |
| 208 Thornberry Way, Palm Coast, FL 32164Listed by AXEN REALTY LLC | Sep 2026 | $364,555 | $164 | 5/3 | 2,222 | 79 | 0.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: EAZ REALTY LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
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