Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

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Active Under Contract

Active Under Contract·12 days on market

47 Riverview Drive

Palm Coast, FL 32164

$389,900$182/sqftEst. $2,007/moMLS# 2158398

Beds

Baths

2,148

Sq Ft

2018

Built

Garage

Pool

About this home

Palm Coast

Welcome to your dream home in the heart of Palm Coast, where comfort, functionality, and outdoor living come together. This move in ready brick home offers lasting durability, low maintenance ownership, and timeless curb appeal. Inside, you'll find a spacious split floor plan featuring 4 bedrooms and 2 bathrooms, providing privacy and flexibility for families, guests, or a home office. The open living areas create an inviting space for everyday living and entertaining, while the attached 2 car garage offers plenty of room for vehicles, storage, or a workshop. Step outside to your private backyard retreat. The screened lanai lets you enjoy Florida's beautiful weather year round without the insects. Relax in the hot tub after a long day or take advantage of the swim spa, perfect for low impact exercise, relaxation, or spending time with family and friends. The fully fenced backyard provides privacy and security for children and pets, while the storage shed offers convenient space

Cost to own

Mortgage calculator

Home Price

$389,900

Down Payment: 20%

$77,980

Interest Rate: 6.67%

Loan Term

Monthly Payment

$2,007

Principal & Interest: $2,007

Insurance (est.): $260

Estimated Total Monthly

$2,266

*30-year loan at 6.67% APR (avg 30-yr rate 2026-08-13, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.67% · 30yr$2,007

Estimated total, before insurance$2,007/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,736/yr · $311/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,736/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2018)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · Palm Coast - building count > 0 within city limits

County records show this parcel on central sewer served by Palm Coast - building count > 0 within city limits — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,658 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History