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Active·112 days on market

5 Armenia Court

Palm Coast, FL 32137

$585,219$213/sqftEst. $3,124/moMLS# 2148939
3
Beds
3.5
Baths
2,746
Sq Ft
2026
Built
2
Garage
No
Pool
FEMA Zone XHOA $17/mo7200.00 acresSingle Family Residence1 storyNew construction

About this home

Palm Coast

What's Special: Gourmet Kitchen | No Rear Neighbors | Dedicated Study | Preserve View | Extended Patio | Cul-de-Sac Lot. New Construction - December Completion! Built by America's Most Trusted Home Builder. Welcome to the Azores at 5 Armenia Court in Colbert Landings! This new home with a thoughtfully designed layout greets you with a bright foyer and a private study that gives you a quiet place to work or unwind. The gourmet kitchen, dining area, and great room connect seamlessly. The kitchen features a central island and pantry, all opening to an extended lanai that's perfect for indoor and outdoor living. Your main level primary suite is tucked away for added privacy and includes a spacious walk-in closet and a spa-inspired bath designed for comfort. Two secondary bedrooms with nearby full baths offer flexibility for guests, hobbies, or everyday living.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$3,124
HOAbilled annually$17
Estimated total, before insurance$3,141/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$585,219
$117,044
Loan Term
Monthly Payment
$3,124
Principal & Interest: $3,124
Insurance (est.): $390
Estimated Total Monthly
$3,514
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone HUR

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

Northwest-facing backyard — summer sunsets, gentle days

The listing reports the home facing southeast, which puts the backyard on the northwest side. Today at this address: sunrise 7:15 AM, sunset 7:17 PM.

  • The rear sits softly lit through most of the day, then catches the late golden hour — in summer the sun sets almost straight into this exposure.
  • Cooler than a true west lot with some of the sunset payoff; winter evenings go dark early.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

History

Price & status history

  • Jun 5, 2026Listed$585,219

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$585,219
Price / Sq Ft$213
Bedrooms3
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage2,746
Acres7200.00 acres
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StylePatio Home, Ranch
Property ConditionUnder Construction
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes
Direction FacesSoutheast

School Information

ElementaryOld Kings
MiddleBuddy Taylor
HighFlagler Palm Coast

Community Information

Address5 Armenia Court, Palm Coast, FL 32137
Area601-Flagler County-North Central
SubdivisionColbert Landings
CityPalm Coast
CountyFlagler
StateFL
Zip Code32137
Lot Size313,632,000 sq ft
Lot Dimensions60x120
Parcel Number0312311126000002430
ZoningResidential

Amenities

AmenitiesPool, Other, Clubhouse, Jogging Path, Pickleball, Playground
Community FeaturesSidewalks, Street Lights
UtilitiesElectricity Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesEntrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Microwave, Plumbed For Ice Maker, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Lower Level, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionCul-De-Sac
Patio / PorchCovered, Front Porch, Patio
FencingOther
RoofShingle
ConstructionOther, Frame
Road SurfacePaved

Additional Information

Date ListedJune 5, 2026
Days on Market83
HOA Fees$203 / Annually
HOA FrequencyAnnually
HOA NameColbert Landings
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan, Other
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: TAYLOR MORRISON REALTY OF FLA

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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