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Active Under Contract

Active Under Contract·34 days on market

55062 Country Trail Drive

Callahan, FL 32011

$600,000$239/sqftEst. $3,193/moMLS# 2148634

Beds

Baths

2,508

Sq Ft

2005

Built

Callahan

About this home

Property is under contract with a kick-out clause. Seller is accepting backup offers. Welcome to this beautiful home in Callahan, FL, set on a full 1-acre lot. This 3-bedroom, 3-bath home offers a functional layout with comfortable living spaces throughout. Inside, you'll find a cozy fireplace in the living room, an open kitchen, a spacious primary suite with a large walk-in closet, and a warm, inviting feel throughout. Step outside to your private backyard retreat featuring an in-ground pool, a large screened-in back porch, and a detached pool house where the third full bath is located, perfect for relaxing or entertaining. A great opportunity in a desirable location, plus a low HOA and no CDD fees, with a new roof in 2024 and a new A/C unit installed in 2024 for added peace of mind. Conveniently located less than 20 minutes from Jacksonville International Airport and close to shopping, dining, and schools. A perfect blend of space, comfort, and outdoor living.

Cost to own

Mortgage calculator

Home Price

$600,000

Down Payment: 20%

$120,000

Interest Rate: 7.00%

Loan Term

Monthly Payment

$3,193

Principal & Interest: $3,193

Est. Taxes & Insurance: $798

Estimated Total Monthly

$3,992

*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,193

Property taxesest. at asking price, Nassau County$825

HOAbilled annually$20

Estimated total, before insurance$4,038/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$536,096	$478,345	—

Estimated taxes if purchased at asking price: ~$9,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 502 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone G

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: material not specified — 2024 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,753 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History