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Sold

Sold·Closed Aug 21, 2026·28 days on market

55062 Country Trail Drive

Callahan, FL 32011

$590,000sold priceListed at $600,000 · 98.3% of asking$235/sqftMLS# 2148634
3
Beds
3
Baths
2,508
Sq Ft
2005
Built
3
Garage
Yes
Pool
FEMA Zone XHOA $20/mo1.01 acresWaterfrontSingle Family Residence1 story

About this home

Callahan

Welcome to this beautiful home in Callahan, FL, set on a full 1-acre lot. This 3-bedroom, 3-bath home offers a functional layout with comfortable living spaces throughout. Inside, you'll find a cozy fireplace in the living room, an open kitchen, a spacious primary suite with a large walk-in closet, and a warm, inviting feel throughout. Step outside to your private backyard retreat featuring an in-ground pool, a large screened-in back porch, and a detached pool house where the third full bath is located, perfect for relaxing or entertaining. A great opportunity in a desirable location, plus a low HOA and no CDD fees, with a new roof in 2024 and a new A/C unit installed in 2024 for added peace of mind. Conveniently located less than 20 minutes from Jacksonville International Airport and close to shopping, dining, and schools. A perfect blend of space, comfort, and outdoor living.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,268
Property taxesest. at asking price, Nassau County$815
HOAbilled annually$20
Estimated total, before insurance$4,103/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$590,000
$118,000
Loan Term
Monthly Payment
$3,268
Principal & Interest: $3,268
Property taxes (est.): $815
Insurance (est.): $393
Estimated Total Monthly
$4,476
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone G

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: material not specified — 2024 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer records conflict — verify

The MLS lists “Private Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer. County records indicate a private well — a water-quality test is a standard (and cheap) pre-closing step.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,753 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$536,096$478,345—
2024$513,724$434,859—
2023$460,905$395,326—
2022$362,368$359,387—
2021$326,715$326,715—
2020$307,961$307,961—

Estimated taxes if purchased at asking price: ~$9,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 21, 2026Closed$600,000
  • Aug 7, 2026Pending$600,000
  • Jun 4, 2026Listed$600,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $208/sq ft; this home is listed at $239/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
45196 American Dream Drive, Callahan, FL 32011Listed by CROSSVIEW REALTYApr 2026$463,500$2133/2.52,1751720.5
55592 Deer Run Road SE, Callahan, FL 32011Listed by WATSON REALTY CORPJun 2026$390,000$2084/21,872720.7
45121 Stratton Road, Callahan, FL 32011Listed by UNITED REAL ESTATE GALLERYDec 2025$238,000$894/32,6811291
55398 Deer Run Road, Callahan, FL 32011Listed by IRON VALLEY REAL ESTATE NORTH FLORIDAAug 2026$525,000$2044/32,575251.1
54017 Asherton Cove, Callahan, FL 32011Listed by REAL BROKER LLCMay 2026$535,000$2844/21,886471.4
45094 S Mickler Street, Callahan, FL 32011Listed by COLDWELL BANKER VANGUARD REALTYApr 2025$120,000$654/31,854201.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$600,000
Price / Sq Ft$239
Bedrooms3
Bathrooms3.00
Full Baths3
Square Footage2,508
Acres1.01 acres
Year Built2005
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Salt Water
Is WaterfrontYes

School Information

ElementaryCallahan
MiddleCallahan

Community Information

Address55062 Country Trail Drive, Callahan, FL 32011
Area492-Nassau County-W Of I-95/N To State Line
SubdivisionThe Trails
CityCallahan
CountyNassau
StateFL
Zip Code32011
Lot Size43,995.6 sq ft
Parcel Number272N25860000150000

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPrivate Sewer
Water SourceWell
ParkingAttached, Garage
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Electric Oven, Electric Water Heater, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Patio / PorchCovered, Porch, Screened
FencingBack Yard, Full
Other StructuresShed(s)

Additional Information

Date ListedJune 4, 2026
Days on Market28
HOA Fees$240 / Annually
HOA FrequencyAnnually
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REMI REALTY, LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 21, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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