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Sold·Closed Feb 20, 2026·97 days on market

55214 Yellow Jacket Drive

Callahan, FL 32011

$490,000sold priceListed at $485,000 · 101% of asking$186/sqftMLS# 2111956
4
Beds
2.5
Baths
2,631
Sq Ft
2000
Built
2
Garage
No
Pool
No HOA1.41 acresSingle Family Residence1 story

About this home

Callahan

**MOTIVATED SELLER ***BACK ON MARKET - NO FAULT OF SELLER - BUYER'S FINANCING** NO HOA! 4-Bedroom Home on 1.41 Acres (not all cleared). This 4-bedroom, 2.5-bath home sits on a private, quiet 1.41-acre lot, perfect for space, privacy, and outdoor fun. Step inside through the welcoming front door to find a formal living room with built-in shelves and a stylish shiplap accent wall. To the left, enjoy a formal dining room for gatherings; to the right, a versatile first bedroom or home office. Continue into the spacious family room featuring a cozy stone fireplace. The kitchen offers plenty of counter space, a porcelain farmhouse sink, a coffee bar area, and a quaint breakfast nook. The primary suite with tray ceilings, his-and-hers walk-in closets, double vanities, built-in shelving, and a luxurious bath with a separate shower and soaking tub. Other highlights include: • Low-maintenance vinyl flooring throughout • Newer roof and water softener

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,714
Property taxesest. at asking price, Nassau County$676
Estimated total, before insurance$3,391/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$490,000
$98,000
Loan Term
Monthly Payment
$2,714
Principal & Interest: $2,714
Property taxes (est.): $676
Insurance (est.): $327
Estimated Total Monthly
$3,717
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2000)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,738 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $237/sq ft; this home is listed at $184/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
55063 Yellow Jacket Drive, Callahan, FL 32011Listed by FLORIDA HOMES REALTY & MTG LLCSep 2025$509,900$2584/21,974500.1
55592 Deer Run Road SE, Callahan, FL 32011Listed by WATSON REALTY CORPJun 2026$390,000$2084/21,872720.2
55056 Yellow Jacket Drive, Callahan, FL 32011Listed by GAILEY ENTERPRISES LLCSep 2025$450,000$1944/32,324590.2
55012 Deer Run Road, Callahan, FL 32011Listed by LA ROSA REALTY NORTH FLORIDA, LLC.Apr 2026$548,000$2333/22,349220.3
54262 Spring Lake Drive, Callahan, FL 32011Listed by VENTURE REALTY CO, LLCDec 2025$500,000$2373/22,109870.3
55281 Yellow Jacket Drive, Callahan, FL 32011Listed by CABANA LANE, INCFeb 2026$485,000$2384/32,0403040.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$485,000
Price / Sq Ft$184
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,631
Acres1.41 acres
Year Built2000
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryCallahan
MiddleCallahan

Community Information

Address55214 Yellow Jacket Drive, Callahan, FL 32011
Area492-Nassau County-W Of I-95/N To State Line
SubdivisionSpring Lake Estates
CityCallahan
CountyNassau
StateFL
Zip Code32011
Lot Size61,419.6 sq ft
Parcel Number462N25197C00110100
ZoningResidential

Amenities

UtilitiesCable Connected, Electricity Connected
SewerSeptic Tank
Water SourcePrivate, Well
ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Bar, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Microwave, Water Softener Owned
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile
FireplaceYes
# of Fireplaces1
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)
Spa FeaturesAbove Ground

Exterior

Patio / PorchPatio, Screened
FencingBack Yard
RoofShingle
ConstructionStucco
Other StructuresShed(s)
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedNovember 10, 2025
Days on Market97
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: RE/MAX SPECIALISTS

Sold by: THE GARDNER EMPIRE REAL ESTATE (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Feb 20, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

Is this home priced right?

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