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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

$339,0002 bd · 2 ba · 1,605 sq ft

Active·41 days on market

8 Mimosa Trail

Ormond Beach, FL 32174

$339,000$211/sqftEst. $1,848/mo mortgageMLS# 2145893
↓ $10,000 below original list
2
Beds
2
Baths
1,605
Sq Ft
1980
Built
2
Garage
No
Pool
FEMA Zone XHOA $83/mo3,049 sqft lotTownhouse1 story

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Ormond Beach

Welcome to this beautifully upgraded townhome in the highly desirable The Trails community in Ormond Beach. Price improvement! This spacious home features 2 bedrooms plus a versatile third room perfect for an office, guest room, or third bedroom, along with 2 full baths and a 2-car garage. Inside, enjoy new wood-look vinyl flooring installed in 2024, fresh interior paint, multiple skylights filling the home with natural light, and a cozy wood-burning fireplace. The open-concept kitchen showcases granite countertops, stainless steel appliances, an abundance of white cabinetry, a charming coffee bar, vented microwave, electric cooktop, and convection oven combo. Relax year-round on the oversized screened-in porch. Residents enjoy resort-style amenities including an Olympic-size pool, clubhouse, Member only Racket Club, and beautiful walking trails lined with majestic oak trees that provide abundant shade throughout the neighborhood.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$1,848
HOAbilled quarterly$83
Estimated total, before insurance$1,932/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,316/yr · $360/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$339,000
$67,800
Loan Term
Monthly Payment
$1,848
Principal & Interest: $1,848
Insurance (est.): $226
Estimated Total Monthly
$2,074
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1980)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FL0020532 ORMOND BEACH WWTF · Public water (record)

County records show this parcel on central sewer served by FL0020532 ORMOND BEACH WWTF — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,588 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,316/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 8, 2026Price change$339,000−$5,000
  • Jul 27, 2026Price change$344,000−$5,000
  • May 18, 2026Listed$349,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $163/sq ft; this home is listed at $211/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
195 Deer Lake Circle, Ormond Beach, FL 32174Listed by FLORIDA HOMES REALTY & MTG LLCNov 2025$262,500$1782/21,475250.3
234 Pine Cone Trail, Ormond Beach, FL 32174Listed by FLORIDA HOMES REALTY & MTG LLCOct 2026$225,000$1333/31,696410.4
1 Tomoka Oaks Boulevard 135, Ormond Beach, FL 32174Listed by WE SELL SUNSHINEAug 2026$193,000$1632/21,1841791.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$339,000
Price / Sq Ft$211
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,605
Acres0.07 acres
Year Built1980
TypeResidential
Sub-TypeTownhouse
StyleVilla
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryTomoka
HighSeabreeze

Community Information

Address8 Mimosa Trail, Ormond Beach, FL 32174
Area018-Volusia North Beach
SubdivisionThe Trails
CityOrmond Beach
CountyVolusia
StateFL
Zip Code32174
Lot Size3,049.2 sq ft
Parcel Number422016000190
ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Jogging Path, Maintenance Grounds, Maintenance Structure, Playground, Racquetball, RV/Boat Storage, Trash
Community FeaturesSidewalks, Street Lights, Curbs
UtilitiesCable Available, Electricity Available, Sewer Connected, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAssigned, Attached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), His and Hers Closets, Open Floorplan, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Electric, Hot Water
CoolingCentral Air
FlooringTile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LaundryElectric Dryer Hookup, In Garage, Washer Hookup
Window FeaturesSkylight(s)
SecurityFirewall(s), Security Lights, Smoke Detector(s)

Exterior

Lot DescriptionCul-De-Sac, Sprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Screened
RoofShingle
ConstructionWood Siding
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedSeptember 30, 2026
Days on Market41
HOA Fees$250 / Quarterly
HOA FrequencyQuarterly
HOA NameThe Trails & Oak Village
Tax Amount$4,316.24
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: EXP REALTY, LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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