This home is in Jacksonville.
Sold·Closed Oct 2, 2026·5 days on market·Recent sales in Jacksonville
8076 Cumberland Gap Trail N
Jacksonville, FL 32244
About this home
Jacksonville
Welcome to 8076 Cumberland Gap Trl N--a beautifully updated, move-in-ready home offering the perfect blend of style, comfort, and functionality. Step inside to a bright, open layout featuring LVP flooring throughout the main living areas and flexible spaces ideal for entertaining, dining, or a home office. The updated kitchen features reglazed cabinetry, quartz countertops, modern hardware, and brand-new stainless steel appliances, opening to a sun-filled breakfast nook and spacious living room. The generous primary suite offers NEW soft carpeting, a walk-in closet, and updated private bath, while the additional bedrooms and refreshed guest bath provide plenty of space for family or guests. Major improvements include a BRAND-NEW A/C, BRAND-NEW water heater, and architectural shingle roof installed in 2018. Outside, enjoy a large fully fenced backyard with mature trees and a patio perfect for grilling, entertaining, pets, or relaxing.
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — 2018 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,751 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $227,614 | $135,488 | — |
| 2024 | $247,964 | $126,340 | ▲ $6,725 |
| 2023 | $238,946 | $115,385 | ▲ $22,033 |
| 2022 | $209,062 | $105,345 | — |
| 2021 | $159,240 | $96,138 | — |
| 2020 | $147,022 | $89,456 | — |
2025 property taxes (current owner): $2,770/yr
Estimated taxes if purchased at asking price: ~$5,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Oct 5, 2026Closed$259,900
- Aug 26, 2026Active Under Contract$259,900
- Aug 21, 2026Active$259,900
- Aug 20, 2026Pending$259,900
- Aug 19, 2026Listed$259,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $192/sq ft; this home is listed at $157/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 7739 Settlers Landing Trail S, Jacksonville, FL 32244Listed by ENTERA REALTY LLC | Sep 2026 | $252,500 | $186 | 3/2 | 1,360 | 50 | 0.2 |
| 8345 Rockridge Drive, Jacksonville, FL 32244Listed by WHOLESALE REALTY LLC | Oct 2026 | $315,000 | $158 | 3/2 | 1,991 | 5 | 0.7 |
| 7826 Allspice Circle E, Jacksonville, FL 32244Listed by JASON MITCHELL REAL ESTATE FLORIDA, LLC. | Sep 2026 | $275,000 | $209 | 3/2 | 1,318 | 38 | 0.9 |
| 7688 Recon Drive, Jacksonville, FL 32244Listed by LGI REALTY - FLORIDA, LLC | Oct 2026 | $349,900 | $192 | 4/2.5 | 1,819 | 28 | 1 |
| 7692 Recon Drive, Jacksonville, FL 32244Listed by LGI REALTY - FLORIDA, LLC | Sep 2026 | $326,900 | $217 | 3/2 | 1,505 | 25 | 1 |
| 8873 Pisces Circle S, Jacksonville, FL 32222Listed by KELLER WILLIAMS FIRST COAST REALTY | Sep 2026 | $195,000 | $108 | 3/2 | 1,800 | 97 | 1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Oct 2, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
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