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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active Under Contract

Active Under Contract·16 days on market

4526 Blackburn Street

Jacksonville, FL 32210

$325,000$185/sqftEst. $1,676/moMLS# 2148127
3
Beds
2
Baths
1,756
Sq Ft
1947
Built
2
Garage
No
Pool

About this home

Jacksonville

Exceptional location! Enjoy being just minutes from several marinas, local restaurants, and the Publix shopping center across Roosevelt Blvd, with two convenient access routes for quick trips to shopping, and daily essentials. This is a charming and exceptionally sturdy concrete block home in the heart of Lakeshore offering spacious living areas, classic character, and incredible potential. This 3-bedroom, 2-bath property features approximately 1,756 sq ft, generous room sizes, and a flexible layout ideal for families, and anyone looking for a great home to live in with a large 75 x 120 ft lot. Roof, plumbing and electrical updated and ready to move in. Enjoy a large yard, detached garage/storage space, and convenient access to shopping, dining, downtown Jacksonville, NAS Jax, and major highways. A great opportunity to own a solid home in an established neighborhood with room to personalize and make your own.

Cost to own

Mortgage calculator

$325,000
$65,000
Loan Term
Monthly Payment
$1,676
Principal & Interest: $1,676
Property taxes (est.): $531
Insurance (est.): $217
Estimated Total Monthly
$2,423
*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$1,676
Property taxesest. at asking price, Duval County$531
Estimated total, before insurance$2,207/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,025/yr · $335/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$205,241$205,241
2024$198,732$191,700 $5,516
2023$200,093$174,273 $17,011
2022$176,713$158,430 $7,066
2021$144,028$144,028 $8,943
2020$132,382$132,382 $3,600

2025 property taxes (current owner): $4,025/yr

Estimated taxes if purchased at asking price: ~$6,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 1947)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Private Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer. Municipal drinking water from JEA per the county inventory.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,546 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 25, 2026Active Under Contract$325,000
  • Jul 23, 2026Price change$325,000$4,000
  • Jul 23, 2026Active$329,000
  • Jul 7, 2026Withdrawn$329,000
  • Jun 1, 2026Listed$329,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$325,000
Price / Sq Ft$185
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,756
Acres0.19 acres
Year Built1947
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusActive Under Contract
# of Garages2
# of Carport Spaces1
Has PoolNo
Is WaterfrontNo

School Information

ElementaryBayview
MiddleLake Shore
HighRiverside

Community Information

Address4526 Blackburn Street, Jacksonville, FL 32210
Area052-Lakeshore
SubdivisionLakeshore
CityJacksonville
CountyDuval
StateFL
Zip Code32210
Lot Size8,276.4 sq ft
Lot Dimensions75 x 120
Parcel Number0942190000
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Natural Gas Available, Water Connected
SewerPrivate Sewer
Water SourcePublic
ParkingAdditional Parking, Carport, Off Street

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Primary Bathroom - Shower No Tub
AppliancesDishwasher, Electric Cooktop, Electric Range, Electric Water Heater, Plumbed For Ice Maker, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringLaminate
FireplaceYes
# of Fireplaces1
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySecurity Lights

Exterior

Lot DescriptionCleared
Patio / PorchFront Porch, Rear Porch
FencingBack Yard, Privacy, Wood
RoofShingle
ConstructionBlock, Concrete
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJuly 23, 2026
Days on Market38
Tax Amount$4,025.22
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MILLER & COMPANY REAL ESTATE

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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