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Pending

Pending·152 days on market

3113 Sandy Circle

Haines City, FL 33844

$284,500$194/sqftEst. $1,467/moMLS# 2133973
3
Beds
2
Baths
1,468
Sq Ft
1993
Built
2
Garage
No
Pool

About this home

Haines City

Well maintained 3-bedroom, 2-bath single-family home built in 1993, situated ona generous .29-acre lot in desirable Haines City, FL. This property offers comfort, efficiency, and great outdoor space - perfect for everyday living and entertaining - and includes a 2-car attached garage. Kitchen features marble countertops and comes fully equipped with quality appliances including KitchenAid French-style refrigerator with icemaker, dishwasher, electric glass-top stove, oven, and microwave. Two kitchen barstools are included. The home offers thoughtful upgrades throughout. Ceiling fans are installed in the bedrooms, kitchen and living room. Roof is only 3 years old and includes paid off solar panels, helping reduce energy costs. The property is also wired for surround sound with built-in speakers, ideal for entertainment. Other features include: Samsung washer and dryer included (approx. 4 yrs old); ADT security cameras installed (not currently connected); Ring door bell included; Two

Cost to own

Mortgage calculator

$284,500
$56,900
Loan Term
Monthly Payment
$1,467
Principal & Interest: $1,467
Insurance (est.): $190
Estimated Total Monthly
$1,657
*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$1,467
Estimated total, before insurance$1,467/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1993)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,556 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Features

Price$284,500
Price / Sq Ft$194
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,468
Acres0.29 acres
Year Built1993
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusPending
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryOther
MiddleOther
HighOther

Community Information

Address3113 Sandy Circle, Haines City, FL 33844
Area993-Out Of Area-South
SubdivisionLakeshore
CityHaines City
CountyPolk
StateFL
Zip Code33844
Lot Size12,632.4 sq ft
Parcel Number272804815023000110
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener, Off Street

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Open Floorplan, Primary Bathroom - Tub with Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringTile, Wood
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecuritySecurity System Owned, Smoke Detector(s)

Exterior

Exterior FeaturesFire Pit
Lot DescriptionCleared, Corner Lot, Few Trees
Patio / PorchFront Porch, Patio
FencingBack Yard
RoofShingle
ConstructionBlock, Concrete, Vinyl Siding
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedMarch 9, 2026
Days on Market40
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: HORIZONS REALTY INC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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