This home is in Jacksonville.

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Active

Active·50 days on market

8550 Touchton Road 537

Jacksonville, FL 32216

$155,000$106/sqftEst. $825/moMLS# 2147595

Beds

Baths

1,463

Sq Ft

2005

Built

—

Garage

Pool

About this home

Jacksonville

This 2 bedrooms 2 baths condo with the second story loft is truly a rare find. The spacious loft provides valuable flex space to fit your needs while an abundance of natural light pours through the home, enhancing the open-concept design and airy feel. Whether you envision a home office, fitness area, media room, guest retreat, or creative space, this versatile loft adapts to your lifestyle. Ideally located just minutes from St. Johns Town Center, you'll enjoy easy access to Jacksonville's premier shopping, dining, entertainment, and everyday conveniences. Commuters will appreciate the central location with quick access to major highways, downtown Jacksonville, Mayo Clinic, and Jacksonville's beautiful beaches, located approximately 12 to 15 miles away. Offering the perfect blend of comfort, convenience, and flexibility, this unique condo delivers low-maintenance living in one of Jacksonville's highly sought-after locations. AC is Nov. 2023

Cost to own

Mortgage calculator

Home Price

$155,000

Down Payment: 20%

$31,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$788

Principal & Interest: $788

Est. Taxes & Insurance: $197

Estimated Total Monthly

$985

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$825

Property taxesest. at asking price, Duval County$253

HOAbilled monthly$810

Estimated total, before insurance$1,888/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$161,000	$161,000	▼ $48,000
2024	$209,000	$176,357	—
2023	$209,000	$160,325	—
2022	$172,500	$145,750	—
2021	$132,500	$132,500	▲ $5,000
2020	$127,500	$127,500	—

2025 property taxes (current owner): $2,877/yr

Estimated taxes if purchased at asking price: ~$3,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,782 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History