Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
Photo 1 / 46
Active

Active·117 days on market

1015 Green Pine Circle

Orange Park, FL 32065

$535,000$191/sqftEst. $2,833/moMLS# 2147228
$30,000 below original listOpen house Thu, Sep 24 · 11:00 am–2:00 pm
4
Beds
3
Baths
2,802
Sq Ft
2006
Built
3
Garage
No
Pool
FEMA Zone XHOA $5/mo11,326 sqft lotWaterfrontSingle Family Residence1 story

About this home

Orange Park

Ready to embrace a simpler lifestyle without sacrificing comfort, privacy, or the vibrant Florida lifestyle you love? Discover this exceptional home nestled against a tranquil preserve in Eagle Landing, located within one of the most amenity-rich golf communities in the area. Step inside to find an open-concept floor plan that maximizes space and light, featuring a spacious primary suite and a private guest suite for your visitors. The heated and cooled Florida room adds to your living area, creating a delightful space for morning coffee, casual gatherings, or quiet moments spent admiring the natural beauty and watching the deer, birds, raccoons and wildlife. An added bonus is the casita, It is complete with a full bath and its own one-car garage, providing the flexibility you need for guests, a home office, a creative studio, a hobby room, or your personal sanctuary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.95% · 30yr$2,833
Property taxesest. at asking price, Clay County$820
HOAbilled annually$5
Estimated total, before insurance$3,658/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,328/yr · $694/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$535,000
$107,000
Loan Term
Monthly Payment
$2,833
Principal & Interest: $2,833
Property taxes (est.): $820
Insurance (est.): $357
Estimated Total Monthly
$4,010
*30-year loan at 6.95% APR (avg 30-yr rate 2026-09-17, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer (public record) · Public water · Clay County Utilities

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,730 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $549,700 in September 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$454,076$285,606
2024$446,840$276,850
2023$381,475$231,413
2022$341,281$293,735
2021$267,032$267,032
2020$250,725$250,725

2025 property taxes (current owner): $8,328/yr

Estimated taxes if purchased at asking price: ~$9,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 22, 2026Price change$535,000$15,000
  • Sep 2, 2026Price change$550,000$10,000
  • Aug 6, 2026Price change$560,000$5,000
  • May 29, 2026Listed$565,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$535,000
Price / Sq Ft$191
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,802
Acres0.26 acres
Year Built2006
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontYes

School Information

ElementaryDiscovery Oaks
MiddleOrange Park
HighOakleaf High School

Community Information

Address1015 Green Pine Circle, Orange Park, FL 32065
Area139-Oakleaf/Orange Park/NW Clay County
SubdivisionEagle Landing
CityOrange Park
CountyClay
StateFL
Zip Code32065
Lot Size11,325.6 sq ft
Parcel Number12042400554100247
ZoningSingle Family

Amenities

Community FeaturesSidewalks, Street Lights, Curbs
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingAdditional Parking, Attached, Detached, Garage, Garage Door Opener
ViewProtected Preserve
Waterfront TypeMarsh

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Ice Maker, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air
FireplaceYes
# of Fireplaces1
Fireplace FeaturesOther
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionCul-De-Sac, Wetlands, Wooded
Patio / PorchGlass Enclosed, Rear Porch
RoofShingle
ConstructionStucco
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedMay 29, 2026
Days on Market116
HOA Fees$55 / Annually
HOA FrequencyAnnually
Tax Amount$8,328.26
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: HARLOW REALTY SERVICES · Gary@HarlowRS.com

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

Open Houses

9/24/2026

11:00 am - 2:00 pm

9/26/2026

1:00 pm - 4:00 pm