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Active Under Contract

Active Under Contract·61 days on market

1810 Wild Dunes Circle

Orange Park, FL 32065

$675,000$193/sqftEst. $3,470/moMLS# 2152663

Beds

Baths

3,489

Sq Ft

2013

Built

Garage

Yes

Pool

About this home

Orange Park

Welcome to this stunning executive home located in the prestigious Eagle Landing golf course community. This spacious residence offers 4 bedrooms, 4 bathrooms, a 3-car garage, and approximately 3,489 square feet of thoughtfully designed living space. Step inside to discover an open and functional floor plan featuring generous living and entertaining spaces, soaring ceilings, abundant natural light, fresh interior paint, and numerous recent updates throughout. The newly remodeled kitchen serves as the heart of the home, showcasing updated finishes, modern design elements, and seamless flow into the family room and dining areas--perfect for everyday living and entertaining. The living room is enhanced by a newly added electric fireplace, creating a warm and inviting focal point. The spacious owner's suite provides a private retreat with a luxurious ensuite bath and ample closet space. Additional bedrooms offer flexibility for family, guests, a home office, or multigenerational living.

Cost to own

Mortgage calculator

Home Price

$675,000

Down Payment: 20%

$135,000

Interest Rate: 6.66%

Loan Term

Monthly Payment

$3,470

Principal & Interest: $3,470

Property taxes (est.): $1,034

Insurance (est.): $450

Estimated Total Monthly

$4,955

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$3,470

Property taxesest. at asking price, Clay County$1,034

HOAbilled annually$5

Estimated total, before insurance$4,509/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,408/yr · $701/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$573,954	$290,816	—
2024	$565,733	$281,913	—
2023	$570,168	$272,246	—
2022	$514,530	$262,861	—
2021	$401,743	$253,749	—
2020	$378,077	$249,556	—

2025 property taxes (current owner): $8,408/yr

Estimated taxes if purchased at asking price: ~$12,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2013)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer (public record) · Public water · Clay County Utilities

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,781 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 18, 2026Active Under Contract$675,000
Aug 17, 2026Price change$675,000−$13,900
Aug 15, 2026Active$688,900
Aug 14, 2026Active Under Contract$688,900
Jul 24, 2026Price change$688,900−$1,000
Jul 13, 2026Price change$689,900−$9,100
Jun 26, 2026Listed$699,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$675,000

Price / Sq Ft$193

Bedrooms4

Bathrooms4.00

Full Baths4

Square Footage3,489

Acres0.28 acres

Year Built2013

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionUpdated/Remodeled

StatusActive Under Contract

# of Garages3

Has PoolYes

Pool FeaturesIn Ground, Salt Water, Screen Enclosure

Is WaterfrontYes

School Information

ElementaryDiscovery Oaks

MiddleOakleaf Jr High

HighOakleaf High School

Community Information

Address1810 Wild Dunes Circle, Orange Park, FL 32065

Area139-Oakleaf/Orange Park/NW Clay County

SubdivisionEagle Landing

CityOrange Park

CountyClay

StateFL

Zip Code32065

Lot Size12,196.8 sq ft

Parcel Number12042400554200466

ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Dog Park, Golf Course, Management - Full Time, Park, Pickleball, Playground

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

ViewPond

Waterfront TypePond

Interior

Interior FeaturesBuilt-in Features, Butler Pantry, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Smart Thermostat, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesConvection Oven, Dishwasher, Disposal, Double Oven, Electric Cooktop, Electric Oven, Electric Water Heater, ENERGY STAR Qualified Refrigerator, Ice Maker, Microwave, Plumbed For Ice Maker, Refrigerator

HeatingCentral, Electric, Heat Pump

CoolingCentral Air, Electric, Multi Units

FlooringCarpet, Tile

FireplaceYes

# of Fireplaces1

Fireplace FeaturesElectric

# of Stories2

LevelsTwo

LaundryWasher Hookup