Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

1 / 51

Active

Active·73 days on market

910 Laurel Valley Drive

Orange Park, FL 32065

$549,999$219/sqftEst. $2,804/moMLS# 2146912

Beds

Baths

2,513

Sq Ft

2021

Built

Garage

Pool

About this home

Orange Park

PRESERVE LOT, 3-CAR GARAGE, SOLAR SAVINGS, SURROUND SOUND, AND RESORT-STYLE EAGLE LANDING LIVING! This 2021-built 4-bedroom, 3-bath home offers 2,513 sq ft with an open layout, spacious living areas, and a fully fenced backyard with no rear neighbors! The kitchen features espresso cabinetry, stainless steel appliances, double ovens, stylish backsplash, oversized island, and a large pantry. Triple sliders open to a covered patio with extended brick pavers, perfect for relaxing or entertaining while enjoying peaceful preserve views! Upgrades include solar panels with electric bills reportedly under $100/month, surround sound, EV hookup, gutters, ceiling fans in all bedrooms, attic storage with flooring, separate laundry room, and mudroom. Enjoy Eagle Landing's resort-style amenities, golf, parks, shopping, dining, nearby schools, NAS JAX, Cecil Field, and easy highway access. A newer construction home offering space, upgrades, energy savings, and a premium backyard setting!

Cost to own

Mortgage calculator

Home Price

$549,999

Down Payment: 20%

$110,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$2,804

Principal & Interest: $2,804

Property taxes (est.): $843

Insurance (est.): $367

Estimated Total Monthly

$4,014

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$2,804

Property taxesest. at asking price, Clay County$843

HOAbilled annually$4

Estimated total, before insurance$3,651/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$9,734/yr · $811/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$418,711	$363,954	—
2024	$410,176	$352,990	—
2023	$399,449	$341,253	—
2022	$379,858	$329,858	—
2021	$40,000	$40,000	—
2020	$40,000	$14,641	—

2025 property taxes (current owner): $9,734/yr

Estimated taxes if purchased at asking price: ~$10,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2021)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,750 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

May 24, 2026Listed$549,999

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$549,999

Price / Sq Ft$219

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage2,513

Acres0.21 acres

Year Built2021

TypeResidential

Sub-TypeSingle Family Residence

StyleA-Frame, Ranch

Property ConditionUpdated/Remodeled

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontNo

School Information

ElementaryDiscovery Oaks

MiddleOakleaf Jr High

HighOakleaf High School

Community Information

Address910 Laurel Valley Drive, Orange Park, FL 32065

Area139-Oakleaf/Orange Park/NW Clay County

SubdivisionEagle Landing

CityOrange Park

CountyClay

StateFL

Zip Code32065

Lot Size9,147.6 sq ft

Parcel Number13042400554201519

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Dog Park, Fitness Center, Golf Course, Management- On Site, Park, Pickleball, Playground

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingElectric Vehicle Charging Station(s), Garage, Garage Door Opener

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s), Wet Bar

AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer

HeatingCentral

CoolingCentral Air

FlooringTile

FireplaceYes

# of Fireplaces1

# of Stories1

LevelsOne