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Pending

Pending·17 days on market

4109 Eagle Landing Parkway

Orange Park, FL 32065

$625,000$179/sqftEst. $3,310/moMLS# 2163415
5
Beds
4
Baths
3,484
Sq Ft
2006
Built
2
Garage
No
Pool
FEMA Zone XHOA $5/mo12,197 sqft lotSingle Family Residence2 stories

About this home

Orange Park

Stunning golf-course home in the highly desired Eagle Landing community! Ideally situated on Hole #8 and conveniently located near the community entrance and resort-style amenity center, this spacious 5-bedroom, 4-full-bath home offers 3,484 square feet of thoughtfully designed living space plus a versatile upstairs bonus room. The desirable three-way split floor plan provides privacy and flexibility, with the spacious Owner's Suite conveniently located on the first floor. The additional bedrooms and full bathrooms offer plenty of room for family and guests, while the upstairs bonus room provides endless possibilities for a media room, home office, playroom, or additional living space. Elegant details throughout include granite countertops, crown molding, plantation shutters, and a screened-in covered lanai overlooking the golf course. Recent improvements include fresh interior and exterior paint, a roof replaced in 2025, and new flooring in all bedrooms.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.95% · 30yr$3,310
Property taxesest. at asking price, Clay County$958
HOAbilled annually$5
Estimated total, before insurance$4,273/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$11,503/yr · $959/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$625,000
$125,000
Loan Term
Monthly Payment
$3,310
Principal & Interest: $3,310
Property taxes (est.): $958
Insurance (est.): $417
Estimated Total Monthly
$4,684
*30-year loan at 6.95% APR (avg 30-yr rate 2026-09-17, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — 2025 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer (public record) · Public water · Clay County Utilities

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,669 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $11,503/yr

Estimated taxes if purchased at asking price: ~$11,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 19, 2026Pending$625,000
  • Sep 3, 2026Listed$625,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$625,000
Price / Sq Ft$179
Bedrooms5
Bathrooms4.00
Full Baths4
Square Footage3,484
Acres0.28 acres
Year Built2006
TypeResidential
Sub-TypeSingle Family Residence
StatusPending
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address4109 Eagle Landing Parkway, Orange Park, FL 32065
Area139-Oakleaf/Orange Park/NW Clay County
SubdivisionEagle Landing
CityOrange Park
CountyClay
StateFL
Zip Code32065
Lot Size12,196.8 sq ft
Parcel Number12042400554200507

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Golf Course, Playground, Tennis Court(s)
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage
ViewGolf Course

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Jack and Jill Bath, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Water Heater, Gas Cooktop, Gas Oven, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringTile, Vinyl
FireplaceYes
# of Fireplaces1
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionOn Golf Course
Patio / PorchScreened
RoofShingle
ConstructionStucco
Road SurfaceAsphalt

Additional Information

Date ListedSeptember 4, 2026
Days on Market12
HOA Fees$60 / Annually
HOA FrequencyAnnually
Tax Amount$11,503.37
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA'S CHOICE REALTY LLC · myrealtorerika@gmail.com

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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