Sold·Closed Sep 1, 2026·0 days on market
584 Chestwood Chase Drive
Orange Park, FL 32065
About this home
Orange Park
Fantastic 4-bedroom, 2.5-bath lakefront home featuring a side-entry 3-car garage, BRAND-NEW A/C, new water heaters, and roof replaced in 2023! Step inside to towering ceilings and a spacious floor plan with formal living and dining areas and a large family room. The kitchen features neutral countertops, under-cabinet lighting, a walk-in pantry, and a breakfast nook with beautiful water views. The first-floor primary suite offers two generous closets, dual vanities, a garden tub, and a walk-in shower. Upstairs, you'll find a versatile loft and three spacious bedrooms with ample closet space. Relax on the screened lanai and enjoy peaceful lake views and nature, or entertain in the spacious backyard. This home offers the perfect combination of space, comfort, and Florida living!
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — 2023 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Sewer (public record) · Public water · Clay County Utilities
County records show this parcel on central sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,753 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $5,534/yr
Estimated taxes if purchased at asking price: ~$7,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Sep 3, 2026Closed$414,900
- Aug 21, 2026Pending$414,900
- Jul 29, 2026Active Under Contract$414,900
- Jul 23, 2026Active$414,900
- Jul 1, 2026Listed$414,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $159/sq ft; this home is listed at $156/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 656 Chestwood Chase Drive, Orange Park, FL 32065Listed by ALL REAL ESTATE OPTIONS INC | Aug 2026 | $364,900 | $154 | 4/3 | 2,377 | 102 | 0.2 |
| 3660 Middlebrook Drive, Orange Park, FL 32065Listed by WATSON REALTY CORP | Aug 2026 | $415,000 | $154 | 5/4 | 2,701 | 25 | 0.7 |
| 444 Forest Meadow Lane, Orange Park, FL 32065Listed by ENTERA REALTY LLC | Aug 2026 | $333,600 | $159 | 5/2.5 | 2,097 | 112 | 0.9 |
| 1452 Shadow Creek Drive, Orange Park, FL 32065Listed by MOMENTUM REALTY | Aug 2026 | $435,000 | $170 | 3/2.5 | 2,561 | 89 | 1 |
| 4518 Plantation Oaks Boulevard, Orange Park, FL 32065Listed by MOMENTUM REALTY | Sep 2026 | $445,000 | $155 | 4/2.5 | 2,868 | 51 | 1.1 |
| 574 Glendale Lane, Orange Park, FL 32065Listed by SOVEREIGN REAL ESTATE GROUP | Sep 2026 | $360,000 | $159 | 4/2.5 | 2,260 | 90 | 1.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: SOMEDAY HOMES REALTY, LLC.
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Sep 1, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
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