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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

Active·77 days on market

6781 Tinkerbell Lane

Jacksonville, FL 32210

$185,000$190/sqftEst. $1,025/moMLS# 2144663
↓ $4,000 below original list
3
Beds
1
Baths
975
Sq Ft
1960
Built
—
Garage
No
Pool
FEMA Zone XNo HOA7,405 sqft lotSingle Family Residence1 story

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Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

OPEN HOUSE Saturday, September 12th, from 10am to noon! Come tour, and see what you are missing. This charming 3-bedroom, 1-bath home has timeless character and a functional layout. This well-maintained property features a spacious living area filled with natural light, comfortable bedrooms, and a welcoming atmosphere perfect for everyday living. The kitchen flows conveniently into the main living area, making entertaining easy. Outside, enjoy a generously sized yard with room for gardening, pets, or outdoor gatherings. Whether you're a first-time homebuyer, investor, or looking for a change, this home offers great potential, classic charm, and solid bones. Conveniently located near shopping, dining, schools, and major roadways. Don't miss this opportunity to make it your own!

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,025
Property taxesest. at asking price, Duval County$302
Estimated total, before insurance$1,327/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,234/yr · $186/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$185,000
$37,000
Loan Term
Monthly Payment
$1,025
Principal & Interest: $1,025
Property taxes (est.): $302
Insurance (est.): $123
Estimated Total Monthly
$1,450
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1960)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,700 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $170,000 in January 2024(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$147,506$96,784—
2024$138,862$114,512▲ $9,836
2023$133,522$104,102▲ $24,524
2022$104,847$94,639—
2021$89,081$86,036—
2020$78,215$78,215▼ $1,397

2025 property taxes (current owner): $2,234/yr

Estimated taxes if purchased at asking price: ~$3,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 24, 2026Price change$185,000−$4,000
  • Jul 25, 2026Active$189,000
  • Jul 18, 2026Pending$189,000
  • May 11, 2026Listed$189,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $166/sq ft; this home is listed at $190/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2554 Red Robin Drive E, Jacksonville, FL 32210Listed by FREEDOM REALTY GROUP LLCSep 2026$198,000$1663/11,195360.2
4022 Tyndale Drive, Jacksonville, FL 32210Listed by WATSON REALTY CORPSep 2026$120,000$1033/11,168501.1
4220 Varner Road, Jacksonville, FL 32210Listed by LIGHTHOUSE PROPERTY MANAGEMENT & REALTY LLCAug 2026$200,000$1953/21,02531.2
4448 Melvin Circle E, Jacksonville, FL 32210Listed by MAINSTAY BROKERAGE LLCSep 2026$113,500$1482/1768171.3
5149 Lexington Avenue, Jacksonville, FL 32210Listed by FULL HOUSE REALTYSep 2026$187,900$1833/11,024741.5
6848 Lenox Avenue, Jacksonville, FL 32205Listed by LINWARD REALTY, LLCSep 2026$105,000$1153/2910161.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$185,000
Price / Sq Ft$190
Bedrooms3
Bathrooms1.00
Full Baths1
Square Footage975
Acres0.17 acres
Year Built1960
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Carport Spaces1
Has PoolNo
Is WaterfrontNo

Community Information

Address6781 Tinkerbell Lane, Jacksonville, FL 32210
Area053-Hyde Grove Area
SubdivisionCedar Hills
CityJacksonville
CountyDuval
StateFL
Zip Code32210
Lot Size7,405.2 sq ft
Parcel Number0184850000

Amenities

UtilitiesCable Available, Electricity Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAttached Carport

Interior

AppliancesDryer, Electric Oven, Electric Water Heater, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringTile, Vinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

FencingFenced
RoofShingle
Road FrontageCity Street

Additional Information

Date ListedJuly 25, 2026
Days on Market170
Tax Amount$2,234.22
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: HONEYCOMB REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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