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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Sold

Sold·Closed Jun 29, 2026·23 days on market·Recent sales in Yulee

85356 Ashley Avenue

Yulee, FL 32097

$274,500sold priceListed at $279,000 · 98.4% of asking$176/sqftMLS# 2144166
3
Beds
2
Baths
1,560
Sq Ft
1998
Built
—
Garage
No
Pool
No HOA1.00 acresManufactured Home1 story

About this home

Yulee

MOTIVATED SELLERS. Don't miss this move-in ready home 5.00% ASSUMABLE VA LOAN located on a spacious one-acre lot! No HOA means you can truly make this property your own - we're talking boat, RV, pool and more. The bright, coastal-inspired interior features new luxury vinyl plank flooring throughout and an updated kitchen with modern fixtures, a new sink and new appliances. Both bathrooms have been updated, as well as new blinds in the home, giving the home a fresh, modern feel top to bottom. Major mechanicals are covered with a roof and HVAC system in the last 10 years, a new septic pump (2022), plus a whole-home sediment filter for clean, clear water. Outside, a 12x34 powered shed with RV hookups offers serious storage and workspace for all your projects. Just minutes from the community boat ramp and local schools, this location is hard to beat. No HOA or CDD fees make this an incredible value!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,520
Property taxesest. at asking price, Nassau County$379
Estimated total, before insurance$1,899/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$274,500
$54,900
Loan Term
Monthly Payment
$1,520
Principal & Interest: $1,520
Property taxes (est.): $379
Insurance (est.): $183
Estimated Total Monthly
$2,082
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 1998)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,682 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $250,000 in April 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$195,646$195,646—
2024$181,162$181,162—
2023$177,638$177,638—
2022$114,791$25,000—
2021$99,965$25,000—
2020$85,662$25,000—

Estimated taxes if purchased at asking price: ~$4,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $191/sq ft; this home is listed at $179/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
85279 Ashley Avenue, Yulee, FL 32097Listed by BEYCOME OF FLORIDA LLCJul 2026$300,000$1853/21,620130.1
85110 Theresa Road, Yulee, FL 32097Listed by JPAR CITY AND BEACHSep 2026$295,000$1773/21,670110.6
85083 Condor Lane, Yulee, FL 32097Listed by SMILEEHOUSE AUCTION CO LLCMay 2026$275,000$1913/21,440190.7
86415 Sand Hickory Trail, Yulee, FL 32097Listed by PALM III REALTY AND PROPERTY MAug 2026$340,000$2503/21,361750.8
85285 Lindsey Kay Court, Yulee, FL 32097Listed by MOMENTUM REALTYFeb 2026$258,000$1503/31,71990.8
86572 Lazy Lake Circle, Yulee, FL 32097Listed by HOVER GIRL PROPERTIESOct 2026$365,000$1923/21,904700.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$279,000
Price / Sq Ft$179
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,560
Acres1.00 acres
Year Built1998
TypeResidential
Sub-TypeManufactured Home
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address85356 Ashley Avenue, Yulee, FL 32097
Area481-Nassau County-Yulee South
SubdivisionYulee Woods
CityYulee
CountyNassau
StateFL
Zip Code32097
Lot Size43,560 sq ft
Parcel Number422N27461300090030

Amenities

UtilitiesCable Available, Electricity Available
SewerSeptic Tank
Water SourcePrivate, Well
ParkingOther

Interior

AppliancesDishwasher, Dryer, Electric Range, Refrigerator, Washer
HeatingCentral, Heat Pump
CoolingCentral Air
# of Stories1

Exterior

RoofMetal

Additional Information

Date ListedMay 8, 2026
Days on Market23
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FERNANDINA BEACH REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 29, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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