Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
Photo 1 / 58
Pending

$377,600Pending2 bd · 2 ba · 1,799 sq ft

Pending·81 days on market

50 Hardwood Trail

Palm Coast, FL 32137

$377,600$210/sqftEst. $2,059/mo mortgageMLS# 2161055
↓ $5,000 below original list
2
Beds
2
Baths
1,799
Sq Ft
2026
Built
2
Garage
No
Pool
FEMA Zone XHOA $155/moSingle Family Residence1 storyNew construction

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Palm Coast

The Clifton is a single-story home that blends comfort, functionality, and flexibility in 1,799 square feet of living space. This floorplan includes two bedrooms, two bathrooms, and a versatile flex room that is perfect for a home office, hobby space, or guest room. A two-car garage and a covered lanai complete the layout. From the moment you step inside the Clifton, you will notice how bright and welcoming the home feels, thanks to its large windows and its open-concept layout. The kitchen is the heart of the home, featuring a spacious island and elegant quartz countertops, ideal for casual meals or hosting guests. The adjoining dining and living areas offer a seamless flow, creating an ideal space for gathering, entertaining, or relaxing. The private main suite offers a true retreat and is complete with a large bathroom, dual vanities, and a generous walk-in closet.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,059
HOAbilled monthly$155
Estimated total, before insurance$2,214/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$377,600
$75,520
Loan Term
Monthly Payment
$2,059
Principal & Interest: $2,059
Insurance (est.): $252
Estimated Total Monthly
$2,310
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

History

Price & status history

  • Sep 28, 2026Pending$377,600
  • Aug 25, 2026Price change$377,600−$5,000
  • Aug 20, 2026Listed$382,600

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $206/sq ft; this home is listed at $210/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
46 Hardwood Trail, Palm Coast, FL 32137Listed by D R HORTON REALTY INCOct 2026$395,000$1943/32,033210
58 Hardwood Trail, Palm Coast, FL 32137Listed by D R HORTON REALTY INCSep 2026$377,375$2353/21,604960.1
60 Hardwood Trail, Palm Coast, FL 32137Listed by D R HORTON REALTY INCJul 2026$411,000$2074/21,98670.1
169 Greenwood Drive, Palm Coast, FL 32137Listed by D R HORTON REALTY INCJun 2026$329,900$2063/21,6043970.1
143 Greenwood Drive, Palm Coast, FL 32137Listed by D R HORTON REALTY INCOct 2026$394,645$1994/21,9861990.2
142 Greenwood Drive, Palm Coast, FL 32137Listed by D R HORTON REALTY INCSep 2026$299,755$1873/21,6041750.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$377,600
Price / Sq Ft$210
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,799
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUnder Construction
StatusPending
# of Garages2
Has PoolNo
Is WaterfrontNo
55+ CommunityYes
New ConstructionYes

School Information

ElementaryBelle Terre
MiddleIndian Trails

Community Information

Address50 Hardwood Trail, Palm Coast, FL 32137
Area602-Flagler County-NW
SubdivisionSawmill Branch
CityPalm Coast
CountyFlagler
StateFL
Zip Code32137
Parcel Number1610305425000001220

Amenities

AmenitiesPool, Other, Barbecue, Clubhouse, Dog Park, Fitness Center, Gated, Maintenance Grounds, Pickleball
Community FeaturesGated
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
Green / EnergyWindows
ParkingAttached, Garage
ViewPond

Interior

Interior FeaturesEntrance Foyer, Kitchen Island, Open Floorplan, Pantry, Smart Home, Smart Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Microwave
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
SecurityCarbon Monoxide Detector(s), Smoke Detector(s)

Exterior

Patio / PorchCovered, Patio
RoofShingle
ConstructionOther, Fiber Cement, Frame
Road SurfaceAsphalt

Additional Information

Date ListedAugust 20, 2026
Days on Market81
HOA Fees$155 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityYes
New ConstructionYes

Listing Courtesy of: D R HORTON REALTY INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines