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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Jul 10, 2026·67 days on market·Recent sales in Jacksonville

8400 McGirts Village Lane

Jacksonville, FL 32210

$168,900sold priceListed at $168,900 · 100% of asking$127/sqftMLS# 2143368
3
Beds
2.5
Baths
1,334
Sq Ft
2008
Built
—
Garage
No
Pool
FEMA Zone XHOA $115/moTownhouse2 stories

About this home

Jacksonville

[NEWLY RENOVATED] **SELLER OFFERING A W/D PKG W/ ACCEPTED OFFER!** Welcome to home Ownership! Step into this Move-In Ready, turnkey END UNIT townhome - fresh, clean, and full of charm. Built in 2008, this spacious home offers 3 bedrooms, 2.5 bathrooms, and a thoughtfully designed layout perfect for comfortable living. The main level features a convenient half bath, while upstairs you'll find two full bathrooms and generously sized bedrooms. Brand New SS Appliances, New Carpet & updated bathroom fixtures are just a few of the recent updates! Enjoy the ease of having your own driveway, and appreciate the prime location in Jacksonville's desirable Argyle area. This home offers easy access to parks like Ringhaver Park, shopping and dining at Oakleaf Town Center, NAS JAX and major roadways for a quick commute to downtown. [ASK ABOUT AVAILABLE LOAN PROGRAM OFFERING UP TO $12,500 IN ASSISTANCE, HELPING MAKE HOMEOWNERSHIP MORE AFFORDABLE FOR QUALIFIED BUYERS]

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$936
Property taxesest. at asking price, Duval County$276
HOAbilled monthly$115
Estimated total, before insurance$1,326/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$168,900
$33,780
Loan Term
Monthly Payment
$936
Principal & Interest: $936
Property taxes (est.): $276
Insurance (est.): $113
Estimated Total Monthly
$1,324
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2008)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,752 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$142,946$137,408—
2024$124,917$124,917—
2023$129,860$129,860—
2022$132,927$124,876—
2021$113,524$113,524—
2020$109,936$109,936▲ $4,322

Estimated taxes if purchased at asking price: ~$3,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 10, 2026Closed$168,900
  • May 4, 2026Listed$168,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $121/sq ft; this home is listed at $127/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
8446 McGirts Village Lane, Jacksonville, FL 32210Listed by JWB REALTY LLCSep 2026$170,000$1273/2.51,3341060.1
5050 Playpen Drive 8, Jacksonville, FL 32210Listed by CROSSVIEW REALTYSep 2026$107,000$923/21,1571490.7
7836 Playschool Lane, Jacksonville, FL 32210Listed by JWB REALTY LLCJul 2026$162,000$1213/2.51,344630.8
7731 Playschool Lane, Jacksonville, FL 32210Listed by WATSON REALTY CORPOct 2026$73,000$622/2.51,176770.9
7764 Playschool Lane, Jacksonville, FL 32210Listed by EXP REALTY LLCOct 2026$145,000$1232/2.51,176180.9
7774 Melvin Road, Jacksonville, FL 32210Listed by CHAD AND SANDY REAL ESTATE GROUPJul 2026$110,000$952/2.51,153490.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$168,900
Price / Sq Ft$127
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,334
Year Built2008
TypeResidential
Sub-TypeTownhouse
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address8400 McGirts Village Lane, Jacksonville, FL 32210
Area061-Herlong/Normandy Area
SubdivisionMcgirts Village West
CityJacksonville
CountyDuval
StateFL
Zip Code32210
Parcel Number0130920138

Amenities

AmenitiesPlayground
UtilitiesCable Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAssigned

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Pantry, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesDishwasher, Electric Oven, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Vinyl
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Lower Level, Washer Hookup

Exterior

Lot DescriptionCorner Lot

Additional Information

Date ListedMay 4, 2026
Days on Market67
HOA Fees$115 / Monthly
HOA FrequencyMonthly
HOA NameFirst Coast Association Management
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: JWB REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 10, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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