This home is in Jacksonville.
Sold·Closed Sep 17, 2026·106 days on market·Recent sales in Jacksonville
8446 McGirts Village Lane
Jacksonville, FL 32210
About this home
Jacksonville
[SELLER OFFEERING A W/D PKG W/ AN ACCEPTED LIST PRICE OFFER!] Welcome Home! Step into this move-in ready, turnkey END UNIT townhome - fresh, clean, updated w/ recent renovations & full of charm. Built in 2008, this spacious home offers 3 beds, 2.5 baths & a thoughtfully designed layout perfect for comfortable living. The main level features a convenient half bath, while upstairs you'll find 2 full bathrooms & generously sized bedrooms. Recent updates include fresh paint, brand-new carpeting throughout & new fixtures in both bathrooms. The kitchen comes equipped w/ Brand New SS Fridge, Range, Microwave & Dishwasher! Enjoy the ease of having your own driveway, and appreciate the prime location in Jacksonville's desirable Argyle area. This home offers easy access to parks like Ringhaver Park, shopping and dining at Oakleaf Town Center, NAS JAX and major roadways for a quick commute to downtown. [ASK ABOUT AVAILABLE LOAN PROGRAM OFFERING UP TO $12,500 IN ASSISTANCE, HELPING MAKE...
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Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2008)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer records conflict — verify
The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer.
Sources: MLS listing + Florida DOH Water Management Inventory (public record).
Solar potential: ~1,759 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $142,946 | $137,408 | — |
| 2024 | $124,917 | $124,917 | — |
| 2023 | $129,860 | $129,860 | — |
| 2022 | $132,927 | $124,876 | — |
| 2021 | $113,524 | $113,524 | — |
| 2020 | $109,936 | $109,936 | ▲ $4,322 |
Estimated taxes if purchased at asking price: ~$3,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 17, 2026Closed$164,904
- Aug 15, 2026Active Under Contract$164,904
- Jul 28, 2026Price change$164,904−$1,996
- Jul 14, 2026Price change$166,900−$877
- Jun 3, 2026Listed$167,777
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $123/sq ft; this home is listed at $124/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 8400 McGirts Village Lane, Jacksonville, FL 32210Listed by JWB REALTY LLC | Jul 2026 | $168,900 | $127 | 3/2.5 | 1,334 | 67 | 0.1 |
| 5050 Playpen Drive 8, Jacksonville, FL 32210Listed by CROSSVIEW REALTY | Sep 2026 | $107,000 | $92 | 3/2 | 1,157 | 149 | 0.8 |
| 7859 Playschool Lane, Jacksonville, FL 32210Listed by JWB REALTY LLC | Jul 2026 | $169,900 | $126 | 3/2 | 1,344 | 75 | 0.8 |
| 7764 Playschool Lane, Jacksonville, FL 32210Listed by EXP REALTY LLC | Oct 2026 | $145,000 | $123 | 2/2.5 | 1,176 | 18 | 0.9 |
| 7836 Playschool Lane, Jacksonville, FL 32210Listed by JWB REALTY LLC | Jul 2026 | $162,000 | $121 | 3/2.5 | 1,344 | 63 | 0.9 |
| 7731 Playschool Lane, Jacksonville, FL 32210Listed by WATSON REALTY CORP | Oct 2026 | $73,000 | $62 | 2/2.5 | 1,176 | 77 | 1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: JWB REALTY LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Sep 17, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
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