Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

Photo 1 / 35
Active

Active·57 days on market

8446 Sand Point Drive W

Jacksonville, FL 32244

$297,500$181/sqftEst. $1,648/moMLS# 2160297
↓ $12,400 below original list
4
Beds
2
Baths
1,640
Sq Ft
1987
Built
2
Garage
No
Pool
FEMA Zone XHOA $40/mo7,841 sqft lotSingle Family Residence1 story

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Welcome to 8446 Sand Point Dr W! This 3-bedroom, 2-bath home offers a comfortable layout designed for everyday living and entertaining. The kitchen provides updated cabinetry, granite counter tops, stainless Steel appliances and plenty of workspace which flows easily into the main living areas. While the bedrooms offer flexible space for guests or a home office. Step outside to enjoy the fenced back yard and Florida sunshine. Conveniently located near shopping, dining, local parks, NAS Jacksonville, I-295, and Blanding Blvd, with easy access to Downtown Jacksonville and surrounding attractions. A convenient Westside location with plenty to enjoy nearby!

Next steps in Jacksonville

FollowNew Jacksonville homes the day they list · free, no account

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,648
Property taxesest. at asking price, Duval County$486
HOAbilled quarterly$40
Estimated total, before insurance$2,173/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,486/yr · $374/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$297,500
$59,500
Loan Term
Monthly Payment
$1,648
Principal & Interest: $1,648
Property taxes (est.): $486
Insurance (est.): $198
Estimated Total Monthly
$2,332
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1987)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,680 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,486/yr

Estimated taxes if purchased at asking price: ~$5,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 28, 2026Price change$297,500−$7,500
  • Sep 4, 2026Price change$305,000−$4,900
  • Aug 14, 2026Listed$309,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $182/sq ft; this home is listed at $181/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
8382 Chason Road W, Jacksonville, FL 32244Listed by OPENDOOR BROKERAGE, LLC.Sep 2026$330,000$1614/32,056150.2
8358 Chason Road W, Jacksonville, FL 32244Listed by THE NEWCOMER GROUPSep 2026$260,000$1793/21,449120.3
8345 Rockridge Drive, Jacksonville, FL 32244Listed by WHOLESALE REALTY LLCOct 2026$315,000$1583/21,99150.8
398 Willow Green Drive, Orange Park, FL 32073Listed by HOUWZER, INC.Sep 2026$269,900$1823/21,486380.9
342 Wildberry Court, Orange Park, FL 32073Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$299,900$2053/21,462680.9
3412 Deerfield Pointe Drive, Orange Park, FL 32073Listed by COLDWELL BANKER VANGUARD REALTYAug 2026$323,340$2053/21,576200.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$297,500
Price / Sq Ft$181
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,640
Acres0.18 acres
Year Built1987
TypeResidential
Sub-TypeSingle Family Residence
StyleFlat, Ranch
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryChimney Lakes
MiddleChaffee Trail
HighWestside High School

Community Information

Address8446 Sand Point Drive W, Jacksonville, FL 32244
Area067-Collins Rd/Argyle/Oakleaf Plantation (Duval)
SubdivisionArgyle/chimney Lakes
CityJacksonville
CountyDuval
StateFL
Zip Code32244
Lot Size7,840.8 sq ft
Parcel Number0164633158

Amenities

AmenitiesPool, Basketball Court, Tennis Court(s)
UtilitiesElectricity Connected, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesKitchen Island, Primary Bathroom - Tub with Shower
AppliancesElectric Range, Electric Water Heater, Ice Maker, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringTile
FireplaceYes
# of Fireplaces1
# of Stories1
LevelsOne

Exterior

FencingFenced, Back Yard, Wood
RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt

Additional Information

Date ListedAugust 15, 2026
Days on Market45
HOA Fees$119 / Quarterly
HOA FrequencyQuarterly
Tax Amount$4,486.22
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: EXP REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines