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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Jun 26, 2026·16 days on market·Recent sales in Jacksonville

1163 W 5th Street

Jacksonville, FL 32209

$205,000sold priceListed at $199,000 · 103% of asking$112/sqftMLS# 2142528
6
Beds
2
Baths
1,824
Sq Ft
1963
Built
—
Garage
No
Pool
No HOA3,485 sqft lotSingle Family Residence2 stories

About this home

Jacksonville

Newly renovated duplex offering strong income potential in a central Jacksonville location. Each unit features a 3 bed / 1 bath layout with updated interiors including LVP flooring in main areas, new carpet in bedrooms, fresh paint, and modern lighting. Renovated kitchens showcase white cabinetry and solid surface countertops, while baths have been fully updated with new tub/shower, vanities, and fixtures. Major improvements include new mini- split AC units for both sides. Exterior updates include fresh paint, covered parking, and covered rear porch for added tenant appeal. Conveniently located near Downtown Jacksonville with easy access to I-10, I-95 & I-295, plus close proximity to Jacksonville Airport, Cecil Commerce Center, healthcare, shopping, dining, and entertainment. Ideal for investors seeking a move-in ready, low-maintenance asset with strong rental demand.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,136
Property taxesest. at asking price, Duval County$335
Estimated total, before insurance$1,470/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,260/yr · $105/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$205,000
$41,000
Loan Term
Monthly Payment
$1,136
Principal & Interest: $1,136
Property taxes (est.): $335
Insurance (est.): $137
Estimated Total Monthly
$1,607
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1963)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,675 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$87,273$26,838—
2024$78,008$24,399—
2023$69,851$22,181—
2022$51,381$20,165—
2021$40,045$18,332—
2020$36,507$16,758—

2025 property taxes (current owner): $1,260/yr

Estimated taxes if purchased at asking price: ~$4,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $102/sq ft; this home is listed at $109/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1728 Myrtle Avenue N, Jacksonville, FL 32209Listed by VIRTUALTY REAL ESTATESep 2026$147,500$1023/11,446850.3
1680 8th Street W, Jacksonville, FL 32209Listed by FLATFLEE.COM INCSep 2026$160,000$944/2.51,694790.7
1980 W 3rd Street, Jacksonville, FL 32209Listed by SOLENE REALTY LLCSep 2026$106,500$813/11,312851.2
1651 W 22nd Street, Jacksonville, FL 32209Listed by STA REALTYAug 2026$59,000$443/21,338151.2
1132 N Market Street, Jacksonville, FL 32206Listed by ONE SOTHEBY'S INTERNATIONAL REALTYSep 2026$499,000$3223/2.51,55231.3
408 W 23rd Street, Jacksonville, FL 32206Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$190,000$1273/21,498751.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$199,000
Price / Sq Ft$109
Bedrooms6
Bathrooms2.00
Full Baths2
Square Footage1,824
Acres0.08 acres
Year Built1963
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusClosed
# of Carport Spaces1
Has PoolNo
Is WaterfrontNo

School Information

ElementaryJohn E Ford
MiddleLake Shore
HighWilliam M. Raines

Community Information

Address1163 W 5th Street, Jacksonville, FL 32209
Area075-Trout River/College Park/Ribault Manor
SubdivisionBarnetts
CityJacksonville
CountyDuval
StateFL
Zip Code32209
Lot Size3,484.8 sq ft
Lot Dimensions35x95x35x95
Parcel Number0537460000
ZoningMulti Family

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Carport, Off Street

Interior

AppliancesElectric Water Heater
HeatingElectric
CoolingCentral Air, Electric, Split System
FlooringCarpet, Vinyl
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories2

Exterior

Patio / PorchCovered, Front Porch, Rear Porch
FencingChain Link
RoofShingle
ConstructionConcrete

Additional Information

Date ListedApril 29, 2026
Days on Market16
Tax Amount$1,260.12
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS ST JOHNS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 26, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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