Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

Sold

Sold·Closed Aug 14, 2026·15 days on market·Recent sales in Jacksonville

1651 W 22nd Street

Jacksonville, FL 32209

$59,000sold priceListed at $59,000 · 100% of asking$44/sqftMLS# 2155681
3
Beds
2
Baths
1,338
Sq Ft
1953
Built
—
Garage
No
Pool
FEMA Zone XNo HOA6,970 sqft lotSingle Family Residence1 story

About this home

Jacksonville

This property is part of an investment portfolio and can be purchased individually, but seller prefers to sell all 4 properties at once as a package deal! Find info for each property below: 1. 218 E 18th St. (2 bed 1 bath; newer roof; newer flooring) 2. 1651 W 22nd St. (3 bed 2 bath; updated kitchen; nice sized rooms; oversized yard; concrete block & AC recently serviced) 3. 1845 W 23rd St. (3/2; brick home; fenced yard) 4. 1814 W 2nd St. (Large 3 bed 1 bath block home; large fully fenced yard; newer AC) All homes currently rented.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$327
Property taxesest. at asking price, Duval County$96
Estimated total, before insurance$423/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,718/yr · $143/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$59,000
$11,800
Loan Term
Monthly Payment
$327
Principal & Interest: $327
Property taxes (est.): $96
Insurance (est.): $39
Estimated Total Monthly
$462
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1953)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,559 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,718/yr

Estimated taxes if purchased at asking price: ~$1,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Aug 18, 2026Closed$59,000
  • Jul 31, 2026Pending$59,000
  • Jul 22, 2026Active Under Contract$59,000
  • Jul 16, 2026Listed$59,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $126/sq ft; this home is listed at $44/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1856 28th Street W, Jacksonville, FL 32209Listed by LINWARD REALTY, LLCOct 2026$70,000$733/1960510.3
1757 W 12th Street, Jacksonville, FL 32209Listed by CHAD AND SANDY REAL ESTATE GROUPSep 2026$120,000$1263/1952120.5
2033 W 13th Street, Jacksonville, FL 32209Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$190,000$1843/21,031170.6
1680 8th Street W, Jacksonville, FL 32209Listed by FLATFLEE.COM INCSep 2026$160,000$944/2.51,694790.7
5352 Dodge Road, Jacksonville, FL 32209Listed by BETTER HOMES AND GARDENS LIFESTYLES REALTYSep 2026$178,012$1703/21,05000.9
1728 Myrtle Avenue N, Jacksonville, FL 32209Listed by VIRTUALTY REAL ESTATESep 2026$147,500$1023/11,446850.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$59,000
Price / Sq Ft$44
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,338
Acres0.16 acres
Year Built1953
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary
Property ConditionFixer
StatusClosed
Has PoolNo
Is WaterfrontNo

School Information

ElementaryGeorge W. Carver
MiddleMatthew Gilbert
HighWilliam M. Raines

Community Information

Address1651 W 22nd Street, Jacksonville, FL 32209
Area075-Trout River/College Park/Ribault Manor
SubdivisionMoncreif Park
CityJacksonville
CountyDuval
StateFL
Zip Code32209
Lot Size6,969.6 sq ft
Parcel Number0870090000
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingOff Street

Interior

Interior FeaturesPrimary Bathroom - Tub with Shower
AppliancesElectric Oven, Electric Water Heater, Refrigerator
HeatingCentral, Electric
CoolingCentral Air
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

Lot DescriptionCleared
FencingFull
RoofShingle
ConstructionBlock
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJuly 16, 2026
Days on Market15
Tax Amount$1,718.06
Tax Year2025
Listing TermsCash
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: STA REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 14, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines