Sold·Closed Oct 9, 2026·14 days on market
4909 Bamboo Street
Middleburg, FL 32068
About this home
Middleburg
This refreshed 3-bedroom, 2-bath manufactured home sits on over 1 acre of cleared land and is move-in ready! Updates include new flooring, fresh paint, and new stainless steel appliances. Enjoy the large front porch and a detached 2-car garage/workshop, offering plenty of space for vehicles, storage, or projects. Located on a county-maintained dirt road with plenty of room to spread out!
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2017)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Septic system (public record) · Private well (public record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,564 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $2,309/yr
Estimated taxes if purchased at asking price: ~$4,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 9, 2026Closed$234,990
- Sep 10, 2026Active Under Contract$234,990
- Sep 9, 2026Active$234,990
- Sep 4, 2026Price change$234,990+$5,000
- Aug 27, 2026Listed$229,990
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $195/sq ft; this home is listed at $223/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 4710 Cattail Street, Middleburg, FL 32068Listed by HERRON REAL ESTATE LLC | Jul 2026 | $225,000 | $195 | 3/2 | 1,152 | 36 | 1 |
| 4700 Heather Street, Middleburg, FL 32068Listed by SMILEEHOUSE AUCTION CO LLC | Aug 2025 | $239,000 | $209 | 3/2 | 1,144 | 30 | 1 |
| 5171 Antler Trail, Middleburg, FL 32068Listed by POWERHOUSE REALTY INC. | Jun 2026 | $125,000 | $102 | 3/2 | 1,227 | 166 | 1.2 |
| 4570 Mayflower Street, Middleburg, FL 32068Listed by COLDWELL BANKER VANGUARD REALTY | May 2026 | $215,000 | $167 | 3/2 | 1,288 | 25 | 1.5 |
| 4655 Plantain Avenue, Middleburg, FL 32068Listed by DJ & LINDSEY REAL ESTATE | Mar 2026 | $100,000 | $109 | 3/2 | 920 | 35 | 1.5 |
| 4583 Alligator Boulevard, Middleburg, FL 32068Listed by HERRON REAL ESTATE LLC | Aug 2026 | $258,000 | $288 | 2/1 | 896 | 53 | 1.7 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: EXIT INSPIRED REAL ESTATE
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Oct 9, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines