$359,000Sold3 bd · 2 ba · 1,248 sq ft
Sold·Closed Nov 6, 2026·31 days on market
2720 E Fennel Court
Middleburg, FL 32068
About this home
Middleburg
Experience the charm, privacy, and peaceful setting of this beautifully maintained 3-bedroom, 2-bathroom home situated on approximately an acre at the end of a quiet paved cul-de-sac. Thoughtful updates throughout include new butcher block countertops, fresh interior paint, new flooring, added built-in storage, and an opened-up kitchen that creates a more inviting connection to the living spaces. The spacious kitchen also features ample cabinetry and a walk-in pantry. Relax by the stone fireplace in the living room or step outside to enjoy the covered patio, expansive deck, and above-ground pool. A build-out extending from the workshop provides additional flexible space, while the attached 2-car garage, detached 2-car garage, and two carports offer an abundance of parking and storage. With no HOA or CDD, there is room for your RV, boat, toys, and more. Backing to Bull Creek, the property offers a rare sense of privacy and tranquility, making it feel like a country retreat while remaini
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone AE — high-risk flood zone (Special Flood Hazard Area)
Lenders require flood insurance for financed purchases here.
Read at the listing’s map pin. On a lot this size the zone can change across the property, and the pin may not be where the house stands.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 1998)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely septic · Private well (public record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,397 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest park or preserve
Cecil Field Conservation Corridorabout 12 mi · 24.6 mi of trails
Closest public boat ramp
Middleburg (Main Street) Public Boat Rampabout 5 mi · North Fork Black Creek
Closest kayak & paddleboard launch
Jennings State Forest – Indian Ford Paddling Accessabout 5 mi · Black Creek North Fork
Closest grocery store
Walmart Supercenterabout 12 mi · 10000 Omni Dr, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $4,400/yr
Estimated taxes if purchased at asking price: ~$6,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Nov 8, 2026Closed$359,000
- Oct 15, 2026Pending$359,000
- Oct 6, 2026Price change$359,000−$10,000
- Sep 14, 2026Active$369,000
- Aug 28, 2026Listed$369,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $230/sq ft; this home is listed at $288/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 4656 Hedgehog Street, Middleburg, FL 32068Listed by WATSON REALTY CORP | Apr 2026 | $335,000 | $258 | 3/2 | 1,300 | 123 | 0.6 |
| 4561 Chipmunk Road, Middleburg, FL 32068Listed by EXIT INSPIRED REAL ESTATE | Mar 2026 | $350,000 | $283 | 3/2 | 1,238 | 53 | 0.6 |
| 4655 Plantain Avenue, Middleburg, FL 32068Listed by DJ & LINDSEY REAL ESTATE | Mar 2026 | $100,000 | $109 | 3/2 | 920 | 35 | 0.6 |
| 4835 Timothy Street, Middleburg, FL 32068Listed by EXIT INSPIRED REAL ESTATE | Jul 2026 | $142,000 | $95 | 4/2 | 1,500 | 0 | 0.7 |
| 2549 Snapdragon Avenue, Middleburg, FL 32068Listed by WATSON REALTY CORP | Jul 2026 | $255,000 | $169 | 3/2 | 1,512 | 2 | 0.7 |
| 4881 Chickpea Street, Middleburg, FL 32068Listed by HERRON REAL ESTATE LLC | Jun 2026 | $373,000 | $230 | 3/2 | 1,621 | 26 | 0.7 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY
Sold by: PREMIER AGENT NETWORK, INC (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Nov 6, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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