$225,000Sold2 bd · 1 ba · 1,384 sq ft
Sold·Closed Oct 28, 2026·167 days on market
223 Elmore Street
Green Cove Springs, FL 32043
About this home
Green Cove Springs
Cozy 2 bedroom cottage renovated to reflect today's living in Green Cove Springs. Fenced yard. Conveniently located near Spring Park, the GCS Fishing pier on the St. John's River, restaurants and shops. No CDD or HOA! 2026 updates include: Rheem Electric Water Heater, front landscaping, GE kitchen appliances, kitchen and bath updates. 2024 replaced windows to thermal windows in living room, bedrooms, kitchen and bath. Shingle roof done in 2017. Large (10'x18') bonus room plus (10'x6') Utility closet with W/D hookup, (10'x10') shed, and a large screened lanai so you can enjoy Florida living in the heart of Green Cove Springs.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone B
Zone B evacuates after zone A in an approaching storm.
Roof: Shingle — 2017 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Sewer (public record) · Public water (record)
County records show this parcel on central sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,563 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Guana Reserve beach lot (south)about 21 mi · 94 parking spaces
Closest park or preserve
Alpine Groves Parkabout 6 mi · 1 mi of trails
Closest public boat ramp
Governor's Creek Public Boat Rampabout 0.9 mi · St. Johns River
Closest kayak & paddleboard launch
Vera Francis Hall City Park Canoe Landingabout 1 mi · Governor's Creek
Closest grocery store
Publixabout 6 mi · 205 Rivertown Shops Dr, Saint Johns
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
South-facing backyard — the year-round light lot
The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 6:48 AM, sunset 5:33 PM.
- The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
- Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $192,783 | $178,294 | — |
| 2024 | $176,801 | $162,086 | — |
| 2023 | $171,901 | $147,351 | — |
| 2022 | $150,193 | $133,956 | — |
| 2021 | $123,261 | $121,779 | — |
| 2020 | $110,709 | $110,709 | — |
2025 property taxes (current owner): $3,781/yr
Estimated taxes if purchased at asking price: ~$4,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Oct 28, 2026Closed$312,000
- Oct 28, 2026Active$312,000
- Oct 28, 2026Withdrawn$312,000
- Oct 12, 2026Active Under Contract$312,000
- Oct 9, 2026Active$312,000
- Oct 7, 2026Active Under Contract$312,000
- Oct 7, 2026Pending$312,000
- Jul 28, 2026Price change$312,000−$30,000
- Jul 23, 2026Price change$342,000−$13,000
- Apr 27, 2026Listed$355,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $217/sq ft; this home is listed at $163/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 702 Martin Luther King Jr Boulevard, Green Cove Springs, FL 32043Listed by MAXREV, LLC | Oct 2026 | $292,500 | $185 | 3/2.5 | 1,581 | 129 | 0.3 |
| 1064 Buccaneer Boulevard, Green Cove Springs, FL 32043Listed by JPAR CITY AND BEACH | Sep 2026 | $265,000 | $244 | 3/2 | 1,085 | 26 | 0.6 |
| 735 N Cypress Avenue, Green Cove Springs, FL 32043Listed by HERRON REAL ESTATE LLC | Aug 2026 | $244,000 | $190 | 3/2 | 1,281 | 163 | 0.6 |
| 806 Cove Street, Green Cove Springs, FL 32043Listed by WATSON REALTY CORP | Sep 2026 | $289,500 | $239 | 3/2 | 1,213 | 4 | 0.7 |
| 1165 Martin Luther King Jr Boulevard, Green Cove Springs, FL 32043Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY | Sep 2026 | $270,000 | $214 | 3/2 | 1,262 | 264 | 0.7 |
| 1181 Martin Luther King Jr Boulevard, Green Cove Springs, FL 32043Listed by CRYSTAL CLEAR REALTY, LLC | Sep 2026 | $275,000 | $217 | 3/2 | 1,270 | 197 | 0.7 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: EXIT MAGNOLIA POINT REALTY
Sold by: COLDWELL BANKER VANGUARD REALTY (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Oct 28, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
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