Sold·Closed Sep 24, 2026·4 days on market
806 Cove Street
Green Cove Springs, FL 32043
About this home
Green Cove Springs
Beautifully maintained, like-new home built in 2022 featuring 3 bedrooms, 2 baths and an open-concept single-story floor plan. Spacious living and dining areas feature a vaulted ceiling, while the kitchen offers white cabinetry, granite countertops and stainless steel appliances. Primary suite includes a generous walk-in closet, double vanity and tiled walk-in shower. The fully fenced backyard is packed with extras, including a covered patio, fire pit, established fruit trees, irrigation system, large all-weather storage shed and convenient outdoor shower. Dedicated RV parking in the backyard includes hookups, plus additional paved parking for a boat, RV or extra vehicle. Conveniently located near downtown Green Cove Springs restaurants, coffee shops, parks and fishing pier--just a quick golf cart ride away. Move-in ready!
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone E
Zone E evacuates after zones A, B, C, D in an approaching storm.
Roof: Shingle — year not disclosed (home built 2022)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,724 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $4,001/yr
Estimated taxes if purchased at asking price: ~$5,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Sep 24, 2026Closed$289,500
- Aug 24, 2026Pending$289,500
- Aug 21, 2026Listed$289,500
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $197/sq ft; this home is listed at $239/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 809 Bay Street, Green Cove Springs, FL 32043Listed by CORE REALTY, LLC | Jun 2026 | $270,000 | $197 | 3/2 | 1,372 | 7 | 0 |
| 314 Palmetto Avenue, Green Cove Springs, FL 32043Listed by PUBLIC SERVICES REALTY | Sep 2026 | $195,000 | $201 | 2/1 | 968 | 397 | 0.2 |
| 3 Citizen Street, Green Cove Springs, FL 32043Listed by EXIT MAGNOLIA POINT REALTY | Aug 2026 | $205,000 | $146 | 4/1.5 | 1,400 | 12 | 0.3 |
| 611 Gum Street, Green Cove Springs, FL 32043Listed by EXP REALTY LLC | Jun 2026 | $249,000 | $165 | 3/2 | 1,513 | 19 | 0.4 |
| 363 Roberts Street N, Green Cove Springs, FL 32043Listed by ROUND TABLE REALTY | Jul 2026 | $229,999 | $159 | 4/2 | 1,444 | 48 | 0.5 |
| 1165 Martin Luther King Jr Boulevard, Green Cove Springs, FL 32043Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY | Sep 2026 | $270,000 | $214 | 3/2 | 1,262 | 264 | 0.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: WATSON REALTY CORP
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Sep 24, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
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