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$520,000Sold3 bd · 2 ba · 1,834 sq ft
Sold·Closed Mar 11, 2026·1 day on market
14 Dogwood Terrace
Palm Coast, FL 32137
About this home
Palm Coast
Sun, Citrus, and Coastal Charm - Your PERECT BEACH HOUSE in THE HAMMOCK Awaits! This 2023 concrete block beach house combines timeless coastal style with relaxed Florida living. With NO HOA and short-term rental potential, it's ready to be your winter escape, forever home, or a smart addition to your investment portfolio! Inside, airy, light-filled spaces with soft, calming tones create an effortless flow throughout the home. The split-bedroom layout provides privacy, while the primary bedroom features a walk-in closet and bath with a soaking tub and separate shower. The kitchen, dining, and living areas open to a screened porch overlooking a west-facing backyard, where stunning sunsets and gentle ocean breezes set the perfect backdrop for evening relaxation. In the back yard fruit trees, majestic oaks, and stately palmettos create a private Old Florida oasis.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2023)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,811 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Fort Matanzas south accessabout 7 mi · 40 parking spaces
Closest park or preserve
Pellicer Creek Conservation Areaabout 4 mi · 3.7 mi of trails
Closest public boat ramp
Bing's Landing Boat Rampabout 0.6 mi · Atlantic ICW (Flagler County) Matanzas River
Closest kayak & paddleboard launch
Bing's Landing Primitive Kayak Launch Beachabout 0.6 mi · Atlantic ICW (Flagler County) Matanzas River
Closest grocery store
Aldiabout 14 mi · 181 Blackford Way, St. Augustine
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
West-facing backyard — the sunset lot
The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 6:43 AM, sunset 5:34 PM.
- Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
- Expect afternoon glare on rear glass, and real value in lanai screening or shade trees.
- Morning coffee happens in shade; the front of the home takes the sunrise.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $6,599/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $308/sq ft; this home is listed at $284/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 32 Andover Drive, Palm Coast, FL 32137Listed by COASTAL GATEWAY REAL ESTATE GROUP | Aug 2026 | $495,000 | $270 | 3/2.5 | 1,830 | 29 | 0.3 |
| 7 Rollins Dunes Drive, Palm Coast, FL 32137Listed by GAILEY ENTERPRISES LLC | Aug 2025 | $735,000 | $365 | 3/2 | 2,013 | 65 | 0.3 |
| 27 Flagler Drive, Palm Coast, FL 32137Listed by EXP REALTY LLC | Feb 2026 | $414,436 | $308 | 3/2 | 1,344 | 255 | 0.4 |
| 9 Flagler Drive, Palm Coast, FL 32137Listed by EXP REALTY LLC | Sep 2025 | $550,000 | $313 | 3/3 | 1,760 | 443 | 0.5 |
| 6 San Filipe Way, Palm Coast, FL 32137Listed by DOGWOOD REALTY | Aug 2025 | $482,000 | $241 | 4/2 | 2,000 | 177 | 1.5 |
| 7 San Miguel Court, Palm Coast, FL 32137Listed by PURSUIT REAL ESTATE, LLC | Jan 2026 | $357,500 | $240 | 2/2 | 1,492 | 564 | 1.7 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: PARKSIDE REALTY GROUP
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Mar 11, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines