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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active·170 days on market

1918 Willowood Drive

Jacksonville, FL 32225

$179,900$134/sqftEst. $996/moMLS# 2141662
↓ $20,000 below original list
3
Beds
2.5
Baths
1,344
Sq Ft
1975
Built
—
Garage
No
Pool
FEMA Zone XHOA $350/mo1,307 sqft lotTownhouse2 stories

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

FINAL PRICE REDUCTION! Move-in ready and loaded with upgrades! This home offers 3 bedroom/ 2.5 baths and is thoughtfully updated. Great living space with no detail overlooked. This home shines with updated finishes, appliances, plus modern touches throughout. The downstairs bath has been refreshed, while the upstairs primary en-suite feels like a private spa retreat featuring a frameless glass enclosure and a large format marble look- tile walls. Premium multi-function shower panel includes rainfall shower head, handheld sprayer & body massage jets - a true resort style experience, right at home. LED lighted mirror with Wifi & Music. The outdoors is completely fenced with Adirondack chairs & an entertaining BBQ pit with an herb garden, fully retractable large awning and a storage shed also. This home is an end unit giving you extra privacy. Come home to peace & quiet!!! Come Experience what this unit has to offer.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$996
Property taxesest. at asking price, Duval County$294
HOAbilled monthly$350
Estimated total, before insurance$1,640/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,979/yr · $165/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$179,900
$35,980
Loan Term
Monthly Payment
$996
Principal & Interest: $996
Property taxes (est.): $294
Insurance (est.): $120
Estimated Total Monthly
$1,410
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1975)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer (public record)

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,612 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:25 AM, sunset 7:00 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$138,332$94,037—
2024$127,088$85,489▲ $3,218
2023$119,886$77,718—
2022$107,712$70,653—
2021$79,868$64,230—
2020$71,244$58,391—

2025 property taxes (current owner): $1,979/yr

Estimated taxes if purchased at asking price: ~$3,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 6, 2026Price change$179,900−$7,100
  • Sep 19, 2026Price change$187,000−$7,900
  • Jul 23, 2026Price change$194,900−$5,000
  • Apr 23, 2026Listed$199,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $147/sq ft; this home is listed at $134/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1830 Willowood Drive, Jacksonville, FL 32225Listed by CENTURY 21 LIGHTHOUSE REALTYApr 2026$174,000$1393/21,256770.1
11648 Ft Caroline Lakes Drive, Jacksonville, FL 32225Listed by FADER & CO REALTY LLCSep 2026$261,000$1783/21,46950.2
1855 Oak Water Drive, Jacksonville, FL 32225Listed by INI REALTYSep 2026$180,000$1472/21,226330.2
1879 Oak Water Drive, Jacksonville, FL 32225Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYJun 2026$210,000$1452/21,450260.2
1925 Oak Water Drive, Jacksonville, FL 32225Listed by RE/MAX SPECIALISTSJun 2026$200,000$1422/21,40400.2
11477 Ft Caroline Lakes Drive N, Jacksonville, FL 32225Listed by FLORIDA HOMES REALTY & MTG LLCJun 2026$270,000$1784/3.51,517520.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$179,900
Price / Sq Ft$134
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,344
Total Structure Area1,224 sq ft
Acres0.03 acres
Year Built1975
TypeResidential
Sub-TypeTownhouse
StyleVilla
Property ConditionUpdated/Remodeled
StatusActive
Has PoolNo
Is WaterfrontNo
Direction FacesEast

Community Information

Address1918 Willowood Drive, Jacksonville, FL 32225
Area042-Ft Caroline
SubdivisionShadow Wood
CityJacksonville
CountyDuval
StateFL
Zip Code32225
Lot Size1,306.8 sq ft
Parcel Number1612020630

Amenities

AmenitiesMaintenance Grounds
UtilitiesCable Available, Sewer Connected, Water Connected
Water SourcePublic
ParkingAssigned
ViewTrees/Woods

Interior

Interior FeaturesPrimary Bathroom - Shower No Tub, Vaulted Ceiling(s)
AppliancesDishwasher, Electric Range, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Exterior FeaturesFire Pit, Other
Lot DescriptionCul-De-Sac, Dead End Street, Few Trees
Patio / PorchPatio
FencingBack Yard
ConstructionStucco
Other StructuresShed(s)
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedApril 23, 2026
Days on Market172
HOA Fees$350 / Monthly
HOA FrequencyMonthly
HOA NameShadowood
Tax Amount$1,978.69
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: PUBLIC SERVICES REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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