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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Sold

Sold·Closed Sep 11, 2026·428 days on market

52 Pershing Lane

Palm Coast, FL 32164

$337,500sold priceListed at $344,500 · 98% of asking$217/sqftMLS# 2096308
3
Beds
2
Baths
1,555
Sq Ft
2025
Built
2
Garage
No
Pool
FEMA Zone XNo HOA11,326 sqft lotSingle Family Residence1 storyNew construction

About this home

Palm Coast

Ask agent about the exceptional incentives!! NO ORIGINATION FEES - NO APPLICATION FEES, With our approved lender. UP TO $18,500 UPGRADES INCLUDED!! Move in Ready- Discover luxury in this stunning new home featuring luxury vinyl flooring, soaring 9'4'' ceilings, and an 8' designer front door. An open floor plan flows into a chef's kitchen with shaker cabinets, quartz countertops, and stainless appliances. The 8' slider opens to a covered lanai for seamless indoor-outdoor living. Bathrooms offer tiled walls to the ceiling. Pictures shown are from model at 182 Bayside Dr.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,869
Estimated total, before insurance$1,869/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$337,500
$67,500
Loan Term
Monthly Payment
$1,869
Principal & Interest: $1,869
Insurance (est.): $225
Estimated Total Monthly
$2,094
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone HUR

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,567 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $489/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 12, 2026Closed$344,500
  • Aug 15, 2026Pending$344,500
  • Aug 10, 2026Price change$344,500−$200
  • Jul 17, 2026Price change$344,700−$100
  • Jul 1, 2025Listed$344,800

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $187/sq ft; this home is listed at $222/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
35 Green Circle, Palm Coast, FL 32164Listed by D R HORTON REALTY INCOct 2026$299,900$1873/21,6041610.4
31 Green Circle, Palm Coast, FL 32164Listed by D R HORTON REALTY INCSep 2026$349,795$1764/21,9863030.4
43 Green Circle, Palm Coast, FL 32164Listed by D R HORTON REALTY INCAug 2026$299,900$1873/21,6043420.4
105 Green Circle, Palm Coast, FL 32164Listed by D R HORTON REALTY INCAug 2026$299,900$1672/21,7994030.5
73 Green Circle, Palm Coast, FL 32164Listed by D R HORTON REALTY INCAug 2026$303,185$1692/21,7994100.5
79 Green Circle, Palm Coast, FL 32164Listed by D R HORTON REALTY INCAug 2026$304,900$1903/21,6043190.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$344,500
Price / Sq Ft$222
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,555
Total Structure Area2,124 sq ft
Acres0.26 acres
Year Built2025
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

School Information

MiddleBuddy Taylor

Community Information

Address52 Pershing Lane, Palm Coast, FL 32164
Area601-Flagler County-North Central
SubdivisionMetes & Bounds
CityPalm Coast
CountyFlagler
StateFL
Zip Code32164
Lot Size11,325.6 sq ft
Parcel Number0711317025001300150
ZoningResidential

Amenities

UtilitiesSewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Open Floorplan, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Range, Microwave
HeatingCentral
CoolingCentral Air
FlooringVinyl
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Patio / PorchFront Porch, Rear Porch
RoofShingle
ConstructionBlock, Stucco
Road SurfaceAsphalt

Additional Information

Date ListedJuly 1, 2025
Days on Market428
Tax Amount$488.55
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: EAZ REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 11, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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