This home is in Jacksonville.
Sold·Closed Aug 14, 2026·71 days on market·Recent sales in Jacksonville
478 Demper Drive
Jacksonville, FL 32208
About this home
Jacksonville
Charming & filled with character! This home offers a detached 1-car garage with office, covered carport, and extended driveway for ample parking. Inside, enjoy a bright, comfortable layout with natural light throughout and a cozy, efficient kitchen with plenty of cabinet space. A standout feature is the unique attic area accessed by eye-catching mint green stairs--ideal for a home office, creative studio, guest space, or additional storage. Relax year-round in the spacious glassed-in patio overlooking the backyard, creating a peaceful extension of your living space. The yard offers room to garden, entertain, or simply enjoy the outdoors. Perfect for first-time buyers, downsizers, or investors seeking charm, versatility, and value in one property. Located on a quiet dead-end street, this home offers added privacy with minimal through traffic. Conveniently situated near major roadways for commuting. 3rd bedroom is upstairs and is non conforming and is not currently heated or cooled.
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 1938)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,708 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $117,212 | $20,000 | — |
| 2024 | $113,602 | $20,000 | ▼ $130 |
| 2023 | $108,178 | $20,000 | ▲ $7,603 |
| 2022 | $96,730 | $24,500 | — |
| 2021 | $76,424 | $24,500 | ▲ $1,461 |
| 2020 | $73,222 | $25,000 | — |
2025 property taxes (current owner): $882/yr
Estimated taxes if purchased at asking price: ~$2,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 17, 2026Closed$170,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $130/sq ft; this home is listed at $141/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 5602 Long St Street, Jacksonville, FL 32208Listed by LA ROSA REALTY LLC | Sep 2026 | $193,000 | $130 | 4/2 | 1,485 | 97 | 0.3 |
| 7022 Alpine Street, Jacksonville, FL 32208Listed by INI REALTY | Sep 2026 | $139,000 | $126 | 2/1 | 1,105 | 4 | 0.5 |
| 926 Kenmore Street, Jacksonville, FL 32208Listed by BETTER HOMES AND GARDENS LIFESTYLES REALTY | Sep 2026 | $243,020 | $201 | 3/2 | 1,209 | 0 | 0.6 |
| 7330 Elwood Avenue, Jacksonville, FL 32208Listed by FLORIDA HOMES REALTY & MTG LLC | Sep 2026 | $87,000 | $71 | 2/2 | 1,224 | 104 | 0.7 |
| 649 Long Branch Boulevard, Jacksonville, FL 32206Listed by BELLE EPOQUE REALTY SERVICES LLC | Sep 2026 | $130,000 | $111 | 3/1 | 1,172 | 83 | 0.7 |
| 567 E 55th Street, Jacksonville, FL 32208Listed by BETTER HOMES AND GARDENS LIFESTYLES REALTY | Sep 2026 | $243,020 | $198 | 3/2 | 1,230 | 0 | 1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: BOLD & SOLD LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Aug 14, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
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