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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Pending

Pending·72 days on market

311 Chestnut Drive

Jacksonville, FL 32208

$159,900$164/sqftEst. $886/moMLS# 2157720
↓ $10,100 below original list
3
Beds
2
Baths
974
Sq Ft
1940
Built
—
Garage
No
Pool
FEMA Zone XNo HOA5,663 sqft lotSingle Family Residence1 story

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Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Check out this beautiful, Pearl Court home. NO HOA/CDD. Long ribbon driveway. Spacious front door porch to enjoy a drink or coffee. Property that has the new home feel. Tons of natural lighting coming in from New Windows. New floors throughout. New kitchen cabinets with quartz countertops, new stainless steel appliances. Updated bathrooms. Newer interior/exterior doors. Laundry inside the home. Updated plumbing and electrical. 2025 Tankless water heater. Roof 2026. New hardiboard siding. Spacious back yard to entertain family and guests. Conveniently Located near I-95, Springfield, JAX Airport, and UF HEALTH, downtown. Jax Zoo and FSCJ are a short drive away, also shopping, dining and entertainment close by. Schedule your showings today!

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$886
Property taxesest. at asking price, Duval County$261
Estimated total, before insurance$1,147/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,528/yr · $127/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$159,900
$31,980
Loan Term
Monthly Payment
$886
Principal & Interest: $886
Property taxes (est.): $261
Insurance (est.): $107
Estimated Total Monthly
$1,253
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — 2026 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,685 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$66,161$66,161—
2024$62,812$0—
2023$60,639$0▲ $8,419
2022$50,069$0▲ $2,387
2021$41,369$157—
2020$37,856$0—

2025 property taxes (current owner): $1,528/yr

Estimated taxes if purchased at asking price: ~$3,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 3, 2026Pending$159,900
  • Sep 17, 2026Active Under Contract$159,900
  • Sep 11, 2026Price change$159,900−$5,100
  • Aug 28, 2026Price change$165,000−$2,900
  • Aug 20, 2026Active$167,900
  • Aug 16, 2026Active Under Contract$167,900
  • Aug 14, 2026Price change$167,900−$2,100
  • Jul 31, 2026Active$170,000
  • Jul 29, 2026Listed$170,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $135/sq ft; this home is listed at $164/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
7022 Alpine Street, Jacksonville, FL 32208Listed by INI REALTYSep 2026$139,000$1262/11,10540.4
926 Kenmore Street, Jacksonville, FL 32208Listed by BETTER HOMES AND GARDENS LIFESTYLES REALTYSep 2026$243,020$2013/21,20900.7
7330 Elwood Avenue, Jacksonville, FL 32208Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$87,000$712/21,2241040.7
649 Long Branch Boulevard, Jacksonville, FL 32206Listed by BELLE EPOQUE REALTY SERVICES LLCSep 2026$130,000$1113/11,172830.7
567 E 55th Street, Jacksonville, FL 32208Listed by BETTER HOMES AND GARDENS LIFESTYLES REALTYSep 2026$243,020$1983/21,23000.8
7611 Tarleton Road, Jacksonville, FL 32208Listed by KELLER WILLIAMS FIRST COAST REALTYSep 2026$120,000$1353/1887471.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$159,900
Price / Sq Ft$164
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage974
Acres0.13 acres
Year Built1940
TypeResidential
Sub-TypeSingle Family Residence
StylePatio Home, Traditional
Property ConditionUpdated/Remodeled
StatusPending
Has PoolNo
Is WaterfrontNo

School Information

ElementaryNorth Shore
MiddleMatthew Gilbert
HighJean Ribault

Community Information

Address311 Chestnut Drive, Jacksonville, FL 32208
Area071-Brentwood/Evergreen
SubdivisionPearl Court
CityJacksonville
CountyDuval
StateFL
Zip Code32208
Lot Size5,662.8 sq ft
Parcel Number0346440000

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Off Street

Interior

Interior FeaturesCeiling Fan(s), Open Floorplan, Primary Bathroom - Shower No Tub
AppliancesDishwasher, Electric Oven, Electric Range, Microwave, Refrigerator, Tankless Water Heater
HeatingCentral
CoolingCentral Air
FlooringTile, Vinyl
# of Stories1
LevelsOne
LaundryIn Unit
SecuritySmoke Detector(s)

Exterior

Patio / PorchAwning(s), Front Porch
FencingVinyl
RoofShingle
ConstructionFiber Cement
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJuly 31, 2026
Days on Market47
Tax Amount$1,527.78
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MOMENTUM REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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