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Pending

Pending·23 days on market

3025 New Moon Circle

Green Cove Springs, FL 32043

$433,489$195/sqftEst. $2,210/moMLS# 2139843

Beds

Baths

2,226

Sq Ft

2026

Built

Garage

Pool

About this home

Green Cove Springs

Move-in ready Princeton II by Lennar in Edenbrooke, a gated 55+ community. Features include white cabinets with white quartz kitchen countertops, 42'' uppers, and a gourmet kitchen with stainless steel appliances: range, double oven, microwave, dishwasher, and refrigerator. Ceramic wood-look tile in wet areas, family, dining, and halls. Quartz vanities, window blinds throughout, water heater, screened lanai, and sprinkler system all included. One-year builder warranty, dedicated customer service, and 24-hour emergency support. Enjoy a resort-style pool, clubhouse, fitness center, pickleball, bocce ball, and a full-time lifestyle director. (Conditions may apply)

Cost to own

Mortgage calculator

Home Price

$433,489

Down Payment: 20%

$86,698

Interest Rate: 6.58%

Loan Term

Monthly Payment

$2,210

Principal & Interest: $2,210

Property taxes (est.): $664

Insurance (est.): $289

Estimated Total Monthly

$3,164

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$2,210

Property taxesest. at asking price, Clay County$664

HOAbilled quarterly$166

Estimated total, before insurance$3,041/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,681/yr · $307/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$65,000	$65,000	—

2025 property taxes (current owner): $3,681/yr

Estimated taxes if purchased at asking price: ~$8,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,680 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 20, 2026Pending$433,489
Jul 2, 2026Listed$433,489

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$433,489

Price / Sq Ft$195

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage2,226

Acres0.31 acres

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch, Traditional

Property ConditionUnder Construction

StatusPending

# of Garages3

Has PoolNo

Is WaterfrontNo

55+ CommunityYes

New ConstructionYes

Community Information

Address3025 New Moon Circle, Green Cove Springs, FL 32043

Area163-Lake Asbury Area

SubdivisionEdenbrooke At Hyland Trails At Creekview Trail

CityGreen Cove Springs

CountyClay

StateFL

Zip Code32043

Lot Size13,503.6 sq ft

Lot Dimensions60 x 130

Parcel Number15052500933800858

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Trash

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

Green / EnergyWindows

ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Eat-in Kitchen, Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)

AppliancesConvection Oven, Dishwasher, Disposal, Double Oven, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator

HeatingCentral, Electric, Heat Pump

CoolingCentral Air, Electric

FlooringCarpet, Tile

# of Stories1

LaundryElectric Dryer Hookup, Washer Hookup

SecuritySmoke Detector(s)