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Pending

$379,000Pending5 bd · 3 ba · 2,266 sq ft

Pending·101 days on market

3258 Pipers Way

Green Cove Springs, FL 32043

$379,000$167/sqftEst. $2,066/mo mortgageMLS# 2131652
↓ $10,000 below original list
5
Beds
3
Baths
2,266
Sq Ft
2026
Built
2
Garage
No
Pool
FEMA Zone XHOA $13/mo6,534 sqft lotSingle Family Residence2 storiesNew construction

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Green Cove Springs

Welcome to the Tilden--an elegantly designed Open-Concept home offering 5 spacious Bedrooms and 3 Bathrooms. The stunning Kitchen showcases built-in Stainless Steel Appliances, including an Electric Range, Microwave, and Dishwasher. Crisp White Cabinetry, a classic Subway Tile Backsplash, and sleek Quartz Countertops create a bright and timeless space. The Kitchen flows seamlessly into the inviting Café and Gathering Room, extending naturally to the Covered Lanai. The private Owner's Suite serves as a tranquil retreat, complete with a spa-inspired En Suite Bath featuring Dual Quartz Vanities, an Walk-In Shower, a private Water Closet, and a generous Walk-In Closet designed with convenience in mind. This home also includes a Smart Home package, along with a convenient Move-In Ready package that provides Blinds, a Refrigerator, Washer, and Dryer--ensuring your transition is smooth, simple, and stress-free from day one. Schedule your tour today!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,066
Property taxesest. at asking price, Clay County$581
HOAbilled monthly$13
Estimated total, before insurance$2,660/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,368/yr · $281/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$379,000
$75,800
Loan Term
Monthly Payment
$2,066
Principal & Interest: $2,066
Property taxes (est.): $581
Insurance (est.): $253
Estimated Total Monthly
$2,900
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,660 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

Last sold: $10,729,500 in February 2024(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$65,000$65,000—
2024$65,000$65,000—

2025 property taxes (current owner): $3,368/yr

Estimated taxes if purchased at asking price: ~$7,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 9, 2026Pending$379,000
  • Aug 26, 2026Price change$379,000−$6,000
  • Aug 19, 2026Price change$385,000−$4,000
  • Jul 29, 2026Active$389,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $183/sq ft; this home is listed at $167/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3592 Americana Drive, Green Cove Springs, FL 32043Listed by PULTE REALTY OF NORTH FLORIDA, LLC.Oct 2026$383,000$1774/32,1591380.1
3302 Willowleaf Lane, Green Cove Springs, FL 32043Listed by OLYMPUS EXECUTIVE REALTY, INCNov 2026$349,990$2043/21,716470.2
3611 Zydeco Loop, Green Cove Springs, FL 32043Listed by PULTE REALTY OF NORTH FLORIDA, LLC.Oct 2026$415,000$1883/2.52,2061100.3
3217 Willowleaf Lane, Green Cove Springs, FL 32043Listed by OLYMPUS EXECUTIVE REALTY, INCOct 2026$449,990$1814/32,493610.4
3240 Crocus Lane, Green Cove Springs, FL 32043Listed by LOWEST FEE REALTY LLCOct 2026$365,000$1833/21,9981450.5
3229 Crocus Lane, Green Cove Springs, FL 32043Listed by MARK SPAIN REAL ESTATEOct 2026$395,000$1824/22,173350.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$379,000
Price / Sq Ft$167
Bedrooms5
Bathrooms3.00
Full Baths3
Square Footage2,266
Acres0.15 acres
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleOther
Property ConditionUnder Construction
StatusPending
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

School Information

This listingNo schools reported in the MLS
ElementaryLake Asbury, reported on 191 other Hyland Trail listings
MiddleLake Asbury, reported on 191 other Hyland Trail listings
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address3258 Pipers Way, Green Cove Springs, FL 32043
Area163-Lake Asbury Area
SubdivisionHyland Trail
CityGreen Cove Springs
CountyClay
StateFL
Zip Code32043
Lot Size6,534 sq ft
Parcel Number15052500933800739

Amenities

AmenitiesClubhouse, Dog Park, Fitness Center, Jogging Path, Park, Pickleball, Playground
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewOther

Interior

Interior FeaturesKitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Home, Smart Thermostat, Walk-In Closet(s), Other
AppliancesOther, Dishwasher, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingElectric, Heat Pump
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Front Porch, Rear Porch
RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJuly 29, 2026
Days on Market101
HOA Fees$12.5 / Monthly
HOA FrequencyMonthly
Tax Amount$3,368.44
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: PULTE REALTY OF NORTH FLORIDA, LLC.

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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