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Active

Active·120 days on market

3108 Tupelo Loop

Green Cove Springs, FL 32043

$397,000$166/sqftEst. $2,024/moMLS# 2121349

Beds

Baths

2,388

Sq Ft

2024

Built

Garage

Pool

About this home

Green Cove Springs

UPGRADED MODEL HOME FOR SALE! Avoid the build wait and start living the Florida dream today in this move-in ready Trevi II in Edenbrooke at Hyland Trails, a premier gated 55+ active adult community in Green Cove Springs, FL. This luxury 3-bed, 3-bath single-story home features an open-concept interior with designer finishes, upgraded lighting, and a private office with French doors and a custom slat wood wall. The chef's gourmet kitchen boasts 42'' white cabinets, quartz countertops, a 5-burner cooktop, and double ovens. Perfect for guests, the secondary suite includes a private walk-in shower. Relax on your screened paver lanai with peaceful preserve views. Enjoy resort-style amenities: clubhouse, fitness center, pool, tennis, dog park, and pickleball courts. Get up to a $3,000 lender credit with preferred lender! Schedule your showing today!

Cost to own

Mortgage calculator

Home Price

$397,000

Down Payment: 20%

$79,400

Interest Rate: 6.58%

Loan Term

Monthly Payment

$2,024

Principal & Interest: $2,024

Property taxes (est.): $608

Insurance (est.): $265

Estimated Total Monthly

$2,897

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$2,024

Property taxesest. at asking price, Clay County$608

HOAbilled quarterly$166

Estimated total, before insurance$2,799/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,907/yr · $659/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $3,656,000 in November 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$339,122	$339,122	—
2024	$65,000	$65,000	—

2025 property taxes (current owner): $7,907/yr

Estimated taxes if purchased at asking price: ~$7,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Mar 27, 2026Listed$397,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$397,000

Price / Sq Ft$166

Bedrooms3

Bathrooms3.00

Full Baths3

Square Footage2,388

Acres0.45 acres

Year Built2024

TypeResidential

Sub-TypeSingle Family Residence

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

55+ CommunityYes

Community Information

Address3108 Tupelo Loop, Green Cove Springs, FL 32043

Area163-Lake Asbury Area

SubdivisionEdenbrooke At Hyland Trails At Creekview Trail

CityGreen Cove Springs

CountyClay

StateFL

Zip Code32043

Lot Size19,602 sq ft

Parcel Number15052500933800302

Amenities

AmenitiesPool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Maintenance Grounds, Park, Pickleball, Tennis Court(s)

UtilitiesElectricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

ViewTrees/Woods

Interior

Interior FeaturesCeiling Fan(s), Guest Suite, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Double Oven, Electric Cooktop, Electric Oven, Microwave, Refrigerator, Tankless Water Heater

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, In Unit, Washer Hookup

SecuritySmoke Detector(s)