$325,000Sold4 bd · 2 ba · 2,589 sq ft
Sold·Closed Nov 5, 2026·121 days on market
3265 Silverado Circle
Green Cove Springs, FL 32043
About this home
Green Cove Springs
Beautifully maintained all-brick, single-story home offering nearly 2,600 sqft of living space in one of Green Cove Springs' most desirable communities. This 4-bedroom, 2-bath home features a well-designed split-bedroom floor plan with open living and dining areas, perfect for everyday living and entertaining. The living room features a cozy fireplace, creating a warm and inviting gathering space. Inside, you'll find tile and luxury vinyl flooring throughout with no carpet. Additional highlights include a 2-car garage,concrete driveway, and timeless brick exterior for lasting durability and curb appeal. Ideally positioned for future growth, the upcoming First Coast Expressway will provide faster commutes to Jacksonville and surrounding areas,adding long-term value to the location. Conveniently located just minutes from Fleming Island shopping, dining,and entertainment. Walking distance to the neighborhood park and community pool, making it easy to enjoy the best of Silver Creek living.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2006)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer (public record) · Public water · Clay County Utilities
County records show this parcel on central sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,751 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest park or preserve
Alpine Groves Parkabout 9 mi · 1 mi of trails
Closest public boat ramp
Old Ferry Public Boat Ramp (aka. Rideout Ferry)about 3 mi · St. Johns River - Black Creek
Closest kayak & paddleboard launch
Camp Chowenwaw Park Paddlecraft Launchabout 5 mi · Saint Johns River - Black Creek
Closest grocery store
Winn-Dixieabout 11 mi · 8560 Argyle Forest Blvd, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
North-facing backyard — the shade-and-soft-light lot
The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 6:48 AM, sunset 5:34 PM.
- The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
- Winter afternoons on the lanai run dim earlier than any other orientation.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $355,078 | $355,078 | — |
| 2024 | $364,728 | $108,347 | — |
| 2023 | $363,503 | $103,590 | — |
| 2022 | $327,648 | $98,971 | — |
| 2021 | $239,816 | $94,487 | — |
| 2020 | $231,787 | $92,424 | — |
2025 property taxes (current owner): $5,774/yr
Estimated taxes if purchased at asking price: ~$6,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Nov 6, 2026Closed$325,000
- Oct 8, 2026Pending$325,000
- Sep 30, 2026Active$325,000
- Aug 30, 2026Pending$325,000
- Aug 21, 2026Price change$325,000−$5,000
- Jul 31, 2026Price change$330,000−$9,900
- Jul 9, 2026Price change$339,900−$10,100
- May 19, 2026Listed$350,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $166/sq ft; this home is listed at $126/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 2952 Jubilee Lane, Green Cove Springs, FL 32043Listed by COLDWELL BANKER VANGUARD REALTY | Oct 2026 | $360,000 | $154 | 5/3 | 2,336 | 63 | 0.6 |
| 3359 Bradley Creek Parkway, Green Cove Springs, FL 32043Listed by TIMBER TO TIDES REALTY LLC | Oct 2026 | $360,000 | $169 | 5/3 | 2,136 | 32 | 0.8 |
| 3094 Paddle Creek Drive, Green Cove Springs, FL 32043Listed by HERRON REAL ESTATE LLC | Oct 2026 | $430,000 | $155 | 5/3 | 2,780 | 119 | 0.8 |
| 3174 Tupelo Loop, Green Cove Springs, FL 32043Listed by WATSON REALTY CORP | Oct 2026 | $329,900 | $169 | 3/3 | 1,947 | 15 | 0.9 |
| 3130 Hidden Meadows Court, Green Cove Springs, FL 32043Listed by THE NEWCOMER GROUP | Sep 2026 | $379,000 | $145 | 5/2.5 | 2,612 | 58 | 0.9 |
| 3104 Tupelo Loop, Green Cove Springs, FL 32043Listed by LENNAR REALTY INC | Oct 2026 | $349,994 | $166 | 3/2 | 2,106 | 84 | 1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: MARK SPAIN REAL ESTATE
Sold by: WATSON REALTY CORP (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Nov 5, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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