Pending·202 days on market
3709 Americana Drive
Green Cove Springs, FL 32043
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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Green Cove Springs
Discover the epitome of Florida living with the Driftwood model in the picturesque Hyland Trail community of Green Cove Springs. This stunning two-story home offers 2423 square feet of thoughtfully designed living space, perfect for families seeking both comfort and style. As you step inside, you'll be greeted by an impressive open floor plan that seamlessly blends the heart of the home. The gourmet kitchen flows effortlessly into the dining and living areas, creating an ideal space for both everyday living and entertaining. This open concept design not only enhances the home's spacious feel but also allows natural light to flood the interior, creating a bright and welcoming atmosphere. The Driftwood boasts three well-appointed bedrooms, providing ample space for family members or guests. In addition to the bedrooms, you'll find a versatile study and a loft area, offering flexibility for a home office, play area, or a cozy reading nook.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2026)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
South-facing backyard — the year-round light lot
The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 7:26 AM, sunset 7:01 PM.
- The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
- A pool back here takes sun most of the day, which means warmer water in the shoulder seasons and the most useful screened-lanai light for plants.
- Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $65,000 | $65,000 | — |
| 2024 | $65,000 | $65,000 | — |
2025 property taxes (current owner): $4,673/yr
Estimated taxes if purchased at asking price: ~$8,700/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $187/sq ft; this home is listed at $194/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 3616 Americana Drive, Green Cove Springs, FL 32043Listed by PULTE REALTY OF NORTH FLORIDA, LLC. | Sep 2026 | $400,000 | $186 | 4/3 | 2,153 | 62 | 0.5 |
| 3174 Tupelo Loop, Green Cove Springs, FL 32043Listed by WATSON REALTY CORP | Oct 2026 | $329,900 | $169 | 3/3 | 1,947 | 15 | 0.7 |
| 3242 Pipers Way, Green Cove Springs, FL 32043Listed by PULTE REALTY OF NORTH FLORIDA, LLC. | Sep 2026 | $342,500 | $193 | 4/2 | 1,775 | 150 | 0.7 |
| 3208 Saffron Court, Green Cove Springs, FL 32043Listed by OLYMPUS EXECUTIVE REALTY, INC | Sep 2026 | $429,990 | $194 | 4/2 | 2,213 | 15 | 0.8 |
| 2783 Firelight Lane, Green Cove Springs, FL 32043Listed by LENNAR REALTY INC | Sep 2026 | $363,604 | $187 | 3/3 | 1,943 | 134 | 0.8 |
| 3457 Americana Drive, Green Cove Springs, FL 32043Listed by OLYMPUS EXECUTIVE REALTY, INC | Sep 2026 | $454,970 | $154 | 5/3.5 | 2,961 | 55 | 0.9 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: OLYMPUS EXECUTIVE REALTY, INC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines