This home is in Jacksonville.

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Active

Active·42 days on market

2656 Forbes Street

Jacksonville, FL 32204

$320,000$250/sqftEst. $1,627/moMLS# 2149411

Beds

Baths

1,282

Sq Ft

1920

Built

—

Garage

Pool

About this home

Jacksonville

This charming 1920s bungalow features original hardwood floors, coffered ceilings, an enclosed front porch and spacious lot! This house is full of character! New Riverside is a beloved and popular Jacksonville historic neighborhood! Located in the heart of this sought-after area, you'll find an amazing community with trendy cafes, restaurants and pubs, boutiques, locally-owned businesses, farmers markets and parks. Award-winning Carmine's Pie House is just a few doors down! Other nearby local favorites include Black Sheep, Hawkers & The Bread & Board. The Cummer Museum of Art and Gardens and Riverside Elementary School are conveniently located nearby as well. The prime location and charm, presents an amazing opportunity to establish a short term rental, long term rental or residence. Updates include: Fresh interior and exterior paint, renovated kitchen and guest bathroom, retreated wood floors, new silicone roof coating (20+ year warranty), dishwasher installed, new appliances, new

Cost to own

Mortgage calculator

Home Price

$320,000

Down Payment: 20%

$64,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$1,627

Principal & Interest: $1,627

Property taxes (est.): $523

Insurance (est.): $213

Estimated Total Monthly

$2,362

*30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.55% · 30yr$1,627

Property taxesest. at asking price, Duval County$523

Estimated total, before insurance$2,149/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$195,383	$195,383	—
2024	$257,326	$257,326	▲ $14,169
2023	$248,091	$248,091	—
2022	$242,962	$242,962	▲ $11,600
2021	$214,126	$24,500	▲ $23,718
2020	$187,799	$24,500	—

2025 property taxes (current owner): $3,820/yr

Estimated taxes if purchased at asking price: ~$6,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Metal — year not disclosed (home built 1920)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,210 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History