Sold·Closed Jun 5, 2026·26 days on market
4881 Chickpea Street
Middleburg, FL 32068
About this home
Middleburg
* Seller offering $5,000 concession * Be the first to own this beautifully crafted 2026 new construction home designed for modern living and long-term comfort. Nestled on 1.06 private acres surrounded by beautiful trees. This property offers the perfect balance of peaceful country living and convenience to local shops and restaurants. Step inside to an open-concept floor plan filled with natural light and LVP flooring throughout. The heart of the home is the chef-inspired kitchen, featuring a large center island, granite countertops, tiled backsplash, and stainless steel appliances perfect for gathering, and entertaining. The kitchen flows effortlessly into the spacious living and dining areas, creating a welcoming space for everyday living and hosting guests. The private owner's suite provides a relaxing retreat with a spacious walk-in closet and a spa-like bathroom complete with a dual-sink vanity and oversized walk-in shower.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2026)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,445 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $28,000 | $27,500 | — |
| 2024 | $25,000 | $25,000 | — |
2025 property taxes (current owner): $781/yr
Estimated taxes if purchased at asking price: ~$6,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $218/sq ft; this home is listed at $241/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 5147 Chicory Circle, Middleburg, FL 32068Listed by ONE REALTY CORP | Jun 2026 | $329,000 | $218 | 3/2 | 1,512 | 71 | 0.5 |
| 2963 Backwoods Drive, Middleburg, FL 32068Listed by HERRON REAL ESTATE LLC | Jul 2026 | $345,000 | $174 | 4/2 | 1,978 | 95 | 0.6 |
| 2965 Guava Court, Middleburg, FL 32068Listed by EXIT INSPIRED REAL ESTATE | Sep 2026 | $322,000 | $234 | 3/2 | 1,377 | 7 | 0.7 |
| 2781 Camel Circle, Middleburg, FL 32068Listed by KALLAM REALTY GROUP PLLC | Mar 2026 | $400,000 | $197 | 3/2 | 2,032 | 31 | 0.7 |
| 4835 Timothy Street, Middleburg, FL 32068Listed by EXIT INSPIRED REAL ESTATE | Jul 2026 | $142,000 | $95 | 4/2 | 1,500 | 0 | 0.8 |
| 2961 Beaver Avenue, Middleburg, FL 32068Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Jul 2026 | $362,500 | $247 | 3/2 | 1,469 | 116 | 0.8 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: HERRON REAL ESTATE LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor

Krista Fracke
Broker Associate
This home sold on Jun 5, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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